Remortgaging on ESA

Maz42

Hello, our fixed rate with our current mortgage provider is due for renewal next year. Since having the mortgage my husband has developed an eye condition and is now unfortunately registered blind. due to this he was no longer able to continue with his previous job. he is now on ESA (support group), higher PIP living and mobility for 5 years and does 16 hours a week permitted work. I work full time. We owe 140,000 on a house worth 250,000. We can more than afford the repayments but I don't earn enough to apply for the mortgage on my own. do you think we would be able to look a new providers? We don't like the current provider we have (they are very fussy and awkward)

Upsidedown_Bear

I was going to suggest posting on the Mortgages board but you already have
https://forums.moneysavingexpert.com/discussion/5293024

rogerblack

Maz42 wrote: »

he is now on ESA (support group), higher PIP living and mobility for 5 years and does 16 hours a week permitted work. I work full time.

Addressing the pure ESA question - this would not affect ESA at all.