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Tax proof 16 & 17 year olds & students

MSE_Martin
MSE_Martin Posts: 8,268 Money Saving Expert
Part of the Furniture 1,000 Posts Combo Breaker
DID YOU KNOW? 16 and 17 year olds & students can future proof themselves against tax by putting money (up to 3k) in a tax free mini-cash ISA. Even current non-taxpayers should do this, as cash ISA rates compete well with normal savings accounts and provided the money’s not withdrawn, ISAs keep their tax free status. ISA limits are being lowered in the next couple of years, so if possible, stash as much away now as you can. Discuss. Articles: ISA Guide, Mini-cash ISAs, Childrens Savings Accounts

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Martin Lewis, Money Saving Expert.
Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.
Don't miss out on urgent MoneySaving, get my weekly e-mail at www.moneysavingexpert.com/tips.
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Comments

  • crana9
    crana9 Posts: 141 Forumite
    you would have to be a wealthy student not to need your ISA money during your studies!
    They call me Mr Pig!
  • MSE_Martin
    MSE_Martin Posts: 8,268 Money Saving Expert
    Part of the Furniture 1,000 Posts Combo Breaker
    True - but there are many - it's not substantive - but its factual. It's also a useful way for parents to give money to their kids - on the agreement that it is locked away so that no one is paying tax on it.

    Martin :)
    Martin Lewis, Money Saving Expert.
    Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.
    Don't miss out on urgent MoneySaving, get my weekly e-mail at www.moneysavingexpert.com/tips.
    Debt-Free Wannabee Official Nerd Club: (Honorary) Members number 000
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