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Do I have PPI?

Lisas
Lisas Posts: 1 Newbie
in Reclaim PPI & other insurance
Hi,

I previously had a bank loan but the table for LPI is blank with no amounts of payment. Is there a way that I can find out if I took PPI? Could the bank have added the PPI payments into the loan repayments?

Thanks,
Lisa

Comments

  • dunstonh
    dunstonh Posts: 121,297 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Could the bank have added the PPI payments into the loan repayments?

    No. PPi would be added to the debt. It has to appear on the agreement if it exists. The repayment covers the debt.
    Is there a way that I can find out if I took PPI?
    ask them.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Insider101
    Insider101 Posts: 1,062 Forumite
    Lisas wrote: »
    Hi,

    I previously had a bank loan but the table for LPI is blank with no amounts of payment. Is there a way that I can find out if I took PPI? Could the bank have added the PPI payments into the loan repayments?

    Thanks,
    Lisa

    They are paid as part of the monthly repayment but itemised separately on the agreement. If it's not there you don't have it.
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