Downside to cutting up the credits cards? Help please

kindofagilr

Hi all, myself and OH are currently hammering our debt down, however all our cards have not so great apr on them all, we cut them all up at the start of the year.

Having checked the credit card eligability checker on here, we've discovered that we may be able to get a new 0% card (80% chance according to the checker)

However as we have cut our cards up we don't have all the details needed to do a BT (I haven't gone as far as applying for a card yet) I can get the 16 digit number from my credit card statement, is there any other info they need when doing a BT? If so is there any other way of getting whatever info they need other than ringing the cc company in question and requesting a replacement card

Thanks.

CBN

I transferred balances to MBNA yesterday and they just wanted the 16 digit number.

molerat

I have just done 2 BTs and all they wanted was the long card number.

kindofagilr

Ah great thanks that helps