NEW Pruhealth offer - 1/2 price and cheap gym membership until 31 Oct 2007

katskorner

I just had an email from Boots and Pruhealth. The half price offer is valid until 31 October 2007.

PruHealth has teamed up with Boots Health Insurance and is now offering 50% off premiums in your first year.

As a Boots Health Insurance member you will get all the benefits of PruHealth cover as well as:

A FREE Boots health check†

• A FREE Boots eye exam†
• Plus, receive 1,000 Boots Advantage Card points if you join before 30 August 2007

Join Boots Health Insurance and you could end up paying nothing for the gym.



Simply join Cannons, LA Fitness or Virgin Active from as little as £25 a month for the first three months*. Then depending on how often you go and the gym network you choose, your ongoing gym membership could be free**!

* A £25 activation fee applies.
** Fees are higher for Virgin Active and multi and premium club membership.



And it looks like if you go through QUIDCO you should be able to nail £115 cashback too!

https://www.pruhealth.co.uk/


I took out a policy last month and got QUIDCO which is due to be paid this month. I phoned Pruhealth and they said I could cancel and switch to the Boots offer without a problem but I would need to pay a further £25 activation fee for Cannons Gym Membership and pay a further 3 months occasional user rate of £25. So I am not sure what to do about my own policy - I will certainly wait for the cashback to arrive before I do anything though! The new deal would save me another £8 a month but I would end up paying another £50 for the gym deal over and above what I have already paid. It would still save me another £46 though. Food for thought for existing members who took out a policy recently.

arronc

doesn't say anything about free gym when i applied for a quote? Am i missing something

katskorner

It is a standard thing that Pruhealth do now. You can opt in to activate gym membership at LA fitness, Cannons, Virgin Active (and maybe one other) gym. Then you pay an activation fee of £25 and then the occasional user rate for the first three months while they assess your usage. Then, after that, if you go twice a week or more on average, you get gym membership for free. I do it already as I joined last month and it is great.

arronc

i joined 3rd August through topcachback £155 for the free gym membership could i just transfer to the boots offer and get it cheaper AND keep the cashback?

poostabba

Can you apply for the boots thing online? Is there anyway to get the quidco and the reduced rate or do you have to phone up??? Can't find anything on website... Great great great find...

ptpeetee2

Looking at the quidco website, your cashback may not be given if you cancel & reapply:

*This cashback offer is limited to first time applicants only

*Customers who cancel within 12 months of initial purchase will not be eligible for cashback if they subscribe again within that 12 month period.

mr_tim_2

I just tried an A-B comparison for a usual PruHealth quote and this new Boots one. At £28.02 for the PruHealth and £19.19 for the Boots one, while clearly a better deal, it's not exactly half price when compared with PruHealth without the Boots extras. So when you come to renew in a year it may well cost more with £38.38 playing £28.02 minus any discounts/vitality points etc.

Lipsticklady

I joined Pruhealth and got a quote for £ 193.56 for the next year but, If I go to the gym on average twice or more a week, I will pay from £0 for Cannons or LA Fitness or from £5 for Virgin Active per mth.
If I go to gym on average between once or twice a week, I will pay from £25 per month for Cannons or LA Fitness or from £30 Virgin for Active.
If I go to the gym on average less than once a week I still pay from £25 per month for Cannons or LA Fitness - note we have capped this at the occasional usage rate of £25 for you instead of £38 per month, for just this quarter or from £30 for Virgin Active.

would have loved to have got the boots deals too though!

quinlanmd

Assuming you cannot get Quidco/TopCashBack and the Boots offer together I think mr_tim is right that the Boots deal will cost more.

The "half price" is misleading as it is half the standard PruHealth premium, but PruHealth discount at 30% for the first year anyway (so the Boots deal is actually only an extra 20% off what you can normally get going direct). The 1000 Advantage points and free eye check are worth, at an absolute maximum, around £30.

Unless you are taking the comprehensive cover option and are well into middle age, using a cashback site and taking the standard deal is almost certainly going to be cheaper than the Boots deal.

katskorner

You can't transfer to the Boots deal if you are already with pruhealth - you can only switch to it by cancelling the old policy. I already tried that one. I have got cashback twice but there was no small print on Quidco with it when I did it in July.

peacock3022

Hi guys, i am yet to sign up to any of these. I am looking to go 2/3 times a week so which is the best policy for me to sign up with, and which way is the best way to go about it, i.e quidico etc.

Any help is much appreciated xxx