PPI claim

jamesl123

Hi, I apologise if this has been asked before but here goes: I finally got out of debt, with the aid of payplan, they were able to freeze my interest payments and after a couple of years I was able to pay off in full. It transpires that one of the people I owed money to (Barclays) owes me money for a mis sold PPI. I am dubious as to whether to pursue it though as they might in turn ask me for the interest i didn't pay, when it was frozen. Has anybody out there gone through this?

Thanks and regards

JamesL

-taff

If you complain and are successful they are entitled to use any redress first against any monies owing or defaults or arrears.

shaz83

Hi I am new to this so apologies for anything I get wrong.... I have claimed bk my ppi from LLOYDS for a loan now realised I have a ppi with my loans with barclays.i have made the claim on 4 loans I took out in 2007 two of wich ppi was paid until 2013 and two where paid only for one month each as it was one loan that I increased it turned out to be 4 loans, so I filled up the form online and sent it to barclays it's been 2 weeks now still have not got an acknowledgement letter yet what do I do shall I call them or just stay put... and also the loans amounted to nearly 30k how much will I get back... I have no paper works too just the loan account numbers but still made the claim... thamks

amersall

Give them a few more days.

If you win redress, you only get back PPI that you actually paid plus, the 8%.

jamesl123

Thanks for the answers guys, I suppose the safe way as to try and calculate what I would have had to pay them if interest had not been frozen. Kind of difficult to work out how much possible PPI though