Wednesday 15th July - What small DFW things will you do today?

allydowd

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free!

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending!

So be proud of those small steps, they really are important! :money:

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• A Girl Called Jack, cheap recipes ( Link
  
• Benefits check-up ( Link )
• Birthday Bingo, daily free game ( Link )
  
• Coupon Shop Forum list of money-off coupons (Link)
  
• eBid ( Link )
  
• Freecycle ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link) NEW!!
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link) NEW!!
  
• Toluna ( Link )
  
• TopCashBack ( Link )

allydowd

Good morning DFW-Devotees,

Reluctantly hauled myself out of bed this morning for a compulsory early start at work.

Offer:

:grinheart Amazon sale has started. One special offer released every ten minutes. Currently offering £19 FireTV sticks and £39.99 and £59 Kindles. (Link) (Link2)


Good luck with your Devotions, Devotees.

enjoyyourshoes

Hi all


3rd interview today, not sure if I have ever had a third interview before, but I guess someone will be severely disappointed at the end of the day !


Sunny day at last so all washing out and machine on for the full force of a days tumbling and washing.


Finish off the tiling, had to get the materials yesterday so I spent cash.


Aldi & Tesco customer surveys to do.


Mine a Million is a 60's 70's game but get them on eBay !

Bobarella

Good luck with your 3rd interview Enjoyyourshoes

Ally -match sticks at the ready for you then.

Watching the rain, need to go out in it shortly. Have managed to actually eat my breakfast for the first day this week, instead of taking it with me and giving up around lunchtime

Small things for me today

-middle of the month reconcile of finances.
- Tot up debt repayment this month for motivational purposes. Think its £274 but need to tot it all up.
- Start to plan August financially

I'm sure I will add more as I go but that's it for now.

Dawn - hope you are feeling better today
Foxgloves - sorry you lost your post. What a pain.
Hannah - ugh to your school finishing even earlier!
Maria - hope you figured out the car seat.
Determined -Good luck with all the job hunting.

Bob

determined_new_ms

Morning guys :wave: thanks for the kick off ally and hope you are able to get lots of strong coffee to keep you going today!

Good luck with your interview enjoyyourshoes! Hope you are the one who is the victor!

Bob your comment re matchsticks reminded me when my brother was a teenager he did this and the matchsticks snapped! :eek::rotfl:

So plans for the day:

* [STRIKE]check banking and make sure everything is in order[/STRIKE]
* [STRIKE]all meals from stores[/STRIKE] Although did spend £1 on a packet of crisps when I met up with my friend coulda been worse!
* continue eating melon. It's delish not sure why I seem to always leave it until it perishes?! But now we are watching the pennies I'm determined not to waste anything!
* [STRIKE]cook joint of gammon defrosted yesterday[/STRIKE]
* [STRIKE]flylady[/STRIKE]
* [STRIKE]submit application for 9 am[/STRIKE]
* quick job search to see if anything interesting has been advertised
* put in my diary deadlines for vacancies so I don't miss any. Gosh It's been a full time job this week job hunting!
*[STRIKE] email friend about skyping. Trying to organise visiting her but it's quite difficult to get our schedules to work[/STRIKE]
*[STRIKE] meeting a friend for coffee at lunchtime[/STRIKE] she treated me to a coffee :A
*[STRIKE] go for a jog[/STRIKE]
* [STRIKE]read martin's newsletter[/STRIKE]
* chop up and freeze mushrooms
* grate and freeze ys cheese
* requested art & craft pack from newsletter :T
* requested couscous packet from newsletter link
* froze a little bit of leftover wine in to ice cubes to add to a meal next time called for
* found a bucket on roadside I am going to clean up, drill some holes in and repot tomato plant (that clearly needs a bigger pot) This is such a result because was only thinking about this morning but thought I couldn't afford to buy one
* sew up trousers

Ok that's my lot! Have a great day! x

ziggy2407

Good Morning All

YorkshireLass - well done on selling the car and enjoy your meal out too (just being nosey - are you still in Yorkshire?, if so whereabouts?)

Hannah - DS finishes at 12 on Friday :eek:

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Today's little list:

Packed lunch for DH & DS - Done
Investigate new laptop battery - Done
Keep "bumping" my for sale posts - Done
Bake (for oldies) - Done (Apple & Oat Traybake)
Pamper time - Done
Continue purge on Emails - wip
Continue purge on FB & Twitter - wip
Surveys -
Check Banks - Done
Enter a few comps - Done a few
All meals from cupboards/fridge/freezer - Done
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
Read - wip

Have a great day, love to you all

C x

twiggy86

Morning all!

Good luck enjoyyourshoes!

Today I have/will:-
* Check banks
* Wash towels on 30 degree quick wash and hang on line before work
* Take lunch to work
* Pay money into bank at lunch
* Pay £30 off CC
* Update signature, snowball and spreadsheet
* Check FPL
* Check OnePoll
* Collect parcel from post office on way home - free can of redbull I think!
* Write shopping list
* Dinner from stores
* Shop to list
* Sort out dried washing from yesterday
* Start packing for the weekend

Hope you all have a good day!

1HANNAH

Good morning all

Yay its not raining this morning!!

Thanks for the start Ally, also thanks for the Amazon link you posted last night as I'd forgotten about it, so I signed up for Prime on a 30 day free trail.

Enjoyyourshoes, Good luck with your 3rd interview!! No sun here but at least its not raining.

Bob, Have a good day, hope that trade is good for you.

Twiggy, have a good day

Dnms, Hope the job search goes well.

Ziggy, 12!!! can't complain then really can I?! Ds's school are waiting til they've had there afternoon registration mark I think!

Yorkshire, Great news on the car front


Well already been a productive morning, we signed up to amazon prime last night for the free trial but its made us decide to cancel our sky tv. So rang sky this morning and gave 31 days notice, will save us £40.62 a month
I've been looking to order a fitbit since my birthday using some amazon vouchers from family but I kept putting it off anyway this morning it was on amazon's lightning deals for £30ish less then I'd been looking at it for, so its ordered and should arrive tomorrow
No gym for me this morning as we've ordered a mattress to be delivered today, (ds2 has had a growth spurt so had to buy a mattress as his feet were at the end of the cotbed one! Ordered via TCB so should get cashback. Coming between 2.15-4.15 arrgghhh why do these things always go over school time for me!

Today's list
:starmod: Wash at 30 degrees in and on
:starmod: Washing on the line outside 1st load out
:starmod: Check shopitize/cos before sis finishes work at lunchtime so she can pop to shops for us done
:starmod: Check luckyphone done
:starmod: Check fpl done check later
:starmod: Check banks/update spreadsheet done
:starmod: Clean kitchen using stardrops done
:starmod: Cancelled sky protect - another £9.99/month saved :j

Thats enough to start with

Have a good day all

determined_new_ms

Hannah how old is ds2? dgd is just 2 and shows no signs of being ready to come out of her cot

maria3104

Hi All

Raining here. At 5.30 this morning cattle escaped and thundered around the yard. I thought I was dreaming and never got up. I was amazed however when I realised men were coming in having put naughty escapees back into shed! Oops, not very perfect farmers wife. So obviously I had a cup of tea and went back to bed. I did also thought shove on 2 loads of quick wash, tumbles dried one load and ironed it and naughtily left last load tumbling away on full rate electricity...Bad me. So not that MSE this morning.

Am now in work and having a nice cup of tea between client and thought I would post now as no internet at home. I think my laptop may have died, but maybe not, I will get DD BF to have a look at it this weekend, he is brave with technology.

Need to do lots and lots of farm paperwork, but it will have to wait until Sat. A lovely farmer died last week, much too young, he was only 82, and had I am happy to report never had a days illness in his life, was still planting trees and trying to improve his flock. A happy passing of a lovely man. I wonder if they have paperwork where he has gone?

Have a good day everyone.

Maria.