Deprivation of capital

Froglet

It was based on contributions but I believe that after a year it changes to income based,no matter how many years or how much you have paid into the system.

karmacookie

Froglet wrote: »

It was based on contributions but I believe that after a year it changes to income based,no matter how many years or how much you have paid into the system.

that depends what group she is in. If it's the support group it will carry on being contributions based.

Robbie64

karmacookie wrote: »

that depends what group she is in. If it's the support group it will carry on being contributions based.

Or if she is currently in the Work Related Activity Group and is then at some point in the future placed into the Support Group following a reassessment she will move back on to contributory ESA.

Froglet

Thanks.I am not sure about which group,i think she said it is based on her income/savings.

KxMx

Being in WRAG or Support group is based on the medical criteria, not financial

As a fellow ME sufferer (among other things) i'd suggest a new bed with a top of the line mattress, whatever kind she likes best.

I saved up (and with some help from a kind relative) and spent £249 on a Sealy mattress (single) and I also sleep on 3 pillows I get sheets and pillowcases from M&S when on sale.

It's worth every penny having supreme comfort in bed and while i've stinted in this area in the past; in future I will not be!

A_Flock_Of_Sheep

If you stuff cash under the mattress how do the authorities really know you have it there? Same as if you bunged it in a strong box in the garage or shed or under the floorboards. Or in a bank deposit box? The only way they would know if you had physical cash savings would be to search your home and if you kept it off those premises how can they even know?

I bet a lot of people stuff cash "under the mattress" so they can claim benefits. You don't seem to read about them in the papers though. Usually the disco dancing cripples but not usually the mattress stuffing cash hoarders.

konark

You don't need to stuff your mattress with tenners, there are so many assets that don't count as capital you can put your money in; cars, the house you live in, jewellery, antiques, fine art, collectables etc

A_Flock_Of_Sheep

konark wrote: »

You don't need to stuff your mattress with tenners, there are so many assets that don't count as capital you can put your money in; cars, the house you live in, jewellery, antiques, fine art, collectables etc

I wonder if The Holiday Property Bond (HPB) counts as capital.