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Help with Balance Transfer

Am I the only person who seems to have this issue but I have a credit card that I have about 2k on and I want to transfer the balance into a new 0% card but when I apply (I applied with Tesco) they only gave me a 1500 limit and advised that I can only move over 1400 into it so I have now applied making my credit file but I don’t want the card as the limit isn’t large enough.

Does anyone have any advice for me? I don’t want to be in a situation where I have more than 1 card at one time and if there is anything I can do ?

Thanks
Emma

Comments

  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    candy_kidd wrote: »
    Am I the only person who seems to have this issue but I have a credit card that I have about 2k on and I want to transfer the balance into a new 0% card but when I apply (I applied with Tesco) they only gave me a 1500 limit and advised that I can only move over 1400 into it so I have now applied making my credit file but I don’t want the card as the limit isn’t large enough.
    Every little helps?
    Does anyone have any advice for me?
    Just transfer £1400 and then apply for another card if you wish?
    I don’t want to be in a situation where I have more than 1 card at one time and if there is anything I can do ?
    Not much. Beggars can't be choosers.
    You can keep applying, but the more you do this the less likely you are to get accepted, let alone to get a bigger limit.

    Have you tried using 'soft' eligibility checker(s) before applying for real?
  • candy_kidd
    candy_kidd Posts: 26 Forumite
    Part of the Furniture Combo Breaker
    ok thnak you so anmnoying but thanks for replying to me!
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