Income protection cover

smithy431

After having a clear out of documents going back years we found a letter stating that we had Income Protection Cover through Provincial Ins Plc when we took out our mortgage. Is this something that is covered by the P.P.I claims? Provincial Ins Plc was acquired by AXA some years ago I believe. After having constant calls from dubious PPI claim companies we decided to do our own investigations but not sure where to start with Income Protection cover or indeed if it is something you can claim on??
Any advise would be grateful, thanks

dunstonh

Is this something that is covered by the P.P.I claims?

Income protection is income protection (generically known as permanent health insurance or PHI for short). Not payment protection Insurance (or PPI for short).

not sure where to start with Income Protection cover or indeed if it is something you can claim on??

Having a policy is not a reason for mis-sale. Having PPI is not reason for mis-sale. In theory, every single financial product can be mis-sold.

You havent said what reasons for complaint you would have. Certainly, if its just a "i think its PPI and i dont have a reason but want to put in an opportunistic complaint" then that is not going to work on a product that is not PPI.

Casandra

Generally speaking, Income protection will cover up to 75 percent of your normal income, until you’re able to work again.