DMP & Mutual Support Thread - Part 11

GMS1

sourcrates wrote: »

I would certainly do a CCA request for the egg card.

They were notorious in the day for not getting credit agreement signed.

Good shout - thanks will do.

BeingDebtFreeStartsHere

Tiggerlou wrote: »

Morning... my first payment to sc is due out today and when I checked first thing (couldn't wait to see it go out!) they haven't taken it out... do you know if this usually goes out at the end of business or if it should have gone out already? Thanks x

Hi Tiggerlou,

My payment always goes out first thing - not sure if it depends on your bank?

If you do online banking then maybe check to see if a direct debit has been set up on your list of direct debits. You could always give SC a call to make sure the payment is due to be collected as planned.

Take care,

BDFSH x

bsclp118

I'm with nationwide and there was a problem with the online system this morning - it has been updated now and my bank account is upto date, showing the payment to SC was taken this morning. So if you're with nationwide you could be affected by this, if not there's no harm in calling SC....

January2015

bsclp118 wrote: »

I'm with nationwide and there was a problem with the online system this morning - it has been updated now and my bank account is upto date, showing the payment to SC was taken this morning. So if you're with nationwide you could be affected by this, if not there's no harm in calling SC....

Same here - I am with Nationwide and my DDs due out today normally show very early hours of the morning as being taken, but didn't hit my account until very late afternoon today. I had a very nice healthy balance all day.....until about 4pm :rotfl:

January2015

blisteringblue wrote: »

Just coming to the end of a 2 week stay-cation at home and decided to get rid of all the piles of paperwork I've had for years and years. Been a slog and probably another day to go.

Got hold of an old Fujitsu duplex scanner being disposed of from work and found a bit of freeware it worked with. Boy it is a revelation. Shove a pile of papers in and it scans them rapid and both sides at once !! Have to nurse it along as it sticks a bit (reason work dumped it) but have just worked my way through every bit of creditor correspondence since the DMP started, a decade of payslips and P60s all scanned to nice neat folders in my onedrive. Filing cabinet never been so slim.

DMP isn't any smaller but I feel very organised

Jealousy is setting in

Seriously, well done for tackling that mound of paperwork. It may have been filed, but it's much better scanned and stored electronically. I need to get myself in gear and think about doing this myself.....but my scanner is a home, one sheet at time, jobby....hence the reason I keep putting this job off:rotfl:

Tiggerlou

Thanks for the replies about my payment not going out - with Nationwide too & that was the problem... like you healthy bank account until late afternoon then dd's all went out!! Xxx

blisteringblue

January2015 wrote: »

Jealousy is setting in

Seriously, well done for tackling that mound of paperwork. It may have been filed, but it's much better scanned and stored electronically. I need to get myself in gear and think about doing this myself.....but my scanner is a home, one sheet at time, jobby....hence the reason I keep putting this job off:rotfl:

Tell me about it. These duplex things are close to £300 hence when I saw it being chucked out for a little sticking paper I jumped at the chance. I curse a bit every now and again, but happily do 15 sheets at once both sides. Just the job.

Onto my Tax paper pile today and then the 200 DVDs for music magpie. Might as well no money in them for selling on ebay any more. Even 10-20p each is better than hoarding.

blisteringblue

So almost 12 months after the last letter from Barclaycard telling us Mrs BBs account was defaulted and passed to PRA we now get a letter today telling us BC are actually transferring the account to Asset Link Capital who have appointed Link Financial Outsourcing to act on their behalf.

At least the account has appeared as closed on Clearscore since last September so assuming it is still defaulted but we've still been making token payments because wasn't risking full amounts until we got paperwork from PRA.

On the plus side it says the token payment can stay in place for another 6 months with Link so every cloud, but another proper farce from our friends at Barclaycard.

January2015

blisteringblue wrote: »

Onto my Tax paper pile today and then the 200 DVDs for music magpie. Might as well no money in them for selling on ebay any more. Even 10-20p each is better than hoarding.

I did music magpie. webuybooks, and ziffit a few months ago. The price difference between them was amazing. For example, webuybooks offered me £11 for a book and the other two were offering about £1.20. I then decided to check eBay out just for that book and sold it for £28 on eBay. I may even have undersold the book....this is the same one for sale on Amazon. Mind you, being for sale, and actually achieving a sale at those prices are two different things and I am happy with the £28 for a book I was initially going to put in a charity box.

I did end up sending a parcel of DVDs, CDs, books to each of the three named above - just to get the best price. If it had been marginal differences, and if I hadn't had so many to get rid of I may have just stuck with one company but it was worth me using all three because of the vast quantities I had to send each one.

Good luck - it's worth seeing if you can get a bar code scanner from somewhere to beep the barcodes from the books, dvd's etc. directly into music magpie (or the others). Saves sooooo much time :rotfl:

[Deleted User]

That was a really useful and interesting post, January. Thank you:T

I wouldn't worry too much about undervaluing your book. At least it sold for a good price. A bird in the hand and all that;).I sell books on Amazon a lot but sometimes they're listed for months before they sell, if ever:(. The prices some people set for their books on there can be very overinflated but maybe they don't care how long it takes to sell. Unlike eBay there's no facility on Amazon for seeing which items sold and for how much.

I think I'll check out the buying sites for offloading a lot of my books which are not worth selling on Amazon after fees etc. I take such a lot to charity shops but even they are struggling with too much unsaleable stock:(. They don't seem as keen to take them off my hands as they used to be:o