Car Insurance for Carers

mekev

Hi, I just read how unemployed folk get ripped off on car insurance.
I am on ESA, but mainly a carer now for a housebound friend. I have told the JobCentre my situation and they leave me alone. But I was wondering how to describe my status on the next renewal, any advice.

forgotmyname

You need to speak to the insurance company, Whilst off work sick i had to renew my insurance and queried on what to put for occupation.

They said if i was in receipt of any state benefits, job seeker or income support etc then i would need to put unemployed, but they didnt cover unemployed people.
I was on sick pay so didnt have any problem.

Car_54

Check your policy - you may have to tell them now rather than at renewal.

I guess you could truthfully describe yourself as unemployed, a carer, or doing voluntary work. Why not try these (and any others you can think of) on a comparison site and see which is best?

ohreally

forgotmyname wrote: »

They said if i was in receipt of any state benefits, job seeker or income support etc then i would need to put unemployed, but they didnt cover unemployed people.

This makes no sense, individuals can be in full time employment and be in receipt of benefits such as DLA/PiP. Are the millions in receipt of tax credits also included?

forgotmyname

DLA/PIP is not income support or JSA, ESA or whatever they are called this week.

A CT discount was not an issue, just the non working type of benefits i think. I didnt go
into all the details because i was getting sick pay.