New Windscreen Fitted

Big_John_246

If I have a new windscreen fitted through my car insurance dose it count as a claim???

Gloomendoom

Usually, yes, although it may not affect your no claims discount.

InsideInsurance

It is a claim and needs to be declared when you get a quotes in following years.

Most insurers dont impact your NCD but there are one or two where you dont earn any NCD in the year of a Glass claim. Similarly most insurers dont put a loading on the premium for a glass claim but again this can vary by insurer.

bartelbe

You have to ask your insurer, but the real catch is when you change insurers, which you will have to do to avoid ripoff renewal quotes.

If other insurers see it as a claim, it could put up your quotes. That is why I got a windscreen from a scrapyard, and a local company to fit it. Didn't want any insurance problems.

Glassman

InsideInsurance wrote: »

It is a claim and needs to be declared when you get a quotes in following years.

Most insurers dont impact your NCD but there are one or two where you dont earn any NCD in the year of a Glass claim. Similarly most insurers dont put a loading on the premium for a glass claim but again this can vary by insurer.

AXA - or Swift Cover - suspend your NCD after a glass claim; some Chaucer policies will impact on NCD (dependent on repairer).

It's all a bit unclear IMO, and isn't made clear enough before the policy is incepted:

http://www.glasstecpaul.com/motor-insurance-windscreen-cover/