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My partner thinks I should give him my working tax credit, who's right?

chiquita37
chiquita37 Posts: 34 Forumite
Part of the Furniture
edited 8 July 2015 at 9:45PM in Benefits & tax credits
My partner is thinking of quitting his job to become a student, meaning our household income would drop enough for me (employed) to get working tax credit.

Although it'd technically be me getting it, I'd assumed we'd split it 50/50 since we split all household bills and childcare and our child benefit income equally. We've always paid for things half-and-half even though he earns way more than I do, because I think that's fair.

But I've just found out he assumed I'd give all of it to him. He says that if he doesn't become a student I won't get that money, which is true. So he's asking why should my income increase because he chooses to decrease his?

I'd actually thought of giving it all to him anyway, but asking him to deduct (my) half of the total amount from what I owe him (I was unemployed a while back and he paid the mortgage, but for me to pay him back my half, so I owe him a few thousand). But he still thinks it's unfair that I'd get to pay him back from government money that I wouldn't get in the first place if he doesn't do this student thing. He wants the working tax credit money, plus for me to keep paying him back.

So my question is, who's being unreasonable here? Me or him?
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Comments

  • kazwookie
    kazwookie Posts: 14,345 Forumite
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    chiquita37 wrote: »
    My partner is thinking of quitting his job to become a student, meaning our household income would drop enough for me (employed) to get working tax credit.

    Although it'd technically be me getting it, I'd assumed we'd split it 50/50 since we split all household bills and childcare and our child benefit income equally. We've always paid for things half-and-half even though he earns way more than I do, because I think that's fair.

    But I've just found out he assumed I'd give all of it to him. He says that if he doesn't become a student I won't get that money, which is true. So he's asking why should my income increase because he chooses to decrease his?

    I'd actually thought of giving it all to him anyway, but asking him to deduct (my) half of the total amount from what I owe him (I was unemployed a while back and he paid the mortgage, but for me to pay him back my half, so I owe him a few thousand). But he still thinks it's unfair that I'd get to pay him back from government money that I wouldn't get in the first place if he doesn't do this student thing. He wants the working tax credit money, plus for me to keep paying him back.

    So my question is, who's being unreasonable here? Me or him?

    With the changes in the budget, I would check over the facts of credits etc first, then have another talk with your OH
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  • I can never understand people who live together/are married who have this whats mine is mine whats yours is also mine attitude,we have always had one pot and have paid everything from that and either spent or saved whats left
    i think you need help from relate not from a forum tbh
  • dippy3103
    dippy3103 Posts: 1,963 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    And if didn't become a student you would still have his wages coming in..
  • Icequeen99
    Icequeen99 Posts: 3,775 Forumite
    dippy3103 wrote: »
    And if didn't become a student you would still have his wages coming in..

    And if she wasn't working he wouldn't get WTC if he just quit his job to become a student.

    I rarely comment on situations and try to stick to advising on tax credits but I can't imagine living like this when you are supposed to be in a couple. How can you possibly 'owe' money from a period when you were unemployed. Sounds horrendous.

    IQ
  • nannytone_2
    nannytone_2 Posts: 13,006 Forumite
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    i'd get rid of him and have all the money myself!
    he can live on his student loans
  • missbiggles1
    missbiggles1 Posts: 17,481 Forumite
    10,000 Posts Combo Breaker
    Is he going to split his student finance with you as well?
  • POPPYOSCAR
    POPPYOSCAR Posts: 14,902 Forumite
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    I also find it a strange way to live as a family.


    However, being as you split everything 50/50 it would seem to me to be the way to go with this as well.
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    edited 9 July 2015 at 6:14AM
    Working tax credit is claimed as a couple so you split it...

    If there is ever an overpayment they chase either one of you for overpayment so he's just as entitled to his share as you are to yours.

    However, you're living together any income coming into the house should have the household expenses paid out of it then the remainder (if any) split as you see fit. 50/50 seems fair. You might end up giving him a tenner if that's all that is left. A good sit down and talk about household budgeting is in order.
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  • FBaby
    FBaby Posts: 18,374 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    How do you feel about him deciding to pack his job to study? Was it something you agreed together as believe it would benefit the family in the long run (depending on the study as for many it won't make a bit of a difference, contrary to the belief) or did he tell you that's what he was doing without consulting first.
  • NYM
    NYM Posts: 4,066 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Combo Breaker
    ....Although it'd technically be me getting it, I'd assumed we'd split it 50/50 since we split all household bills and childcare and our child benefit income equally. We've always paid for things half-and-half even though he earns way more than I do, because I think that's fair...


    In effect, he keeps more of his income than you get to keep of yours ?
    Keep the status quo and split it 50/50.



    .....and then book a meeting with a Relate Counsellor.
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