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MSE News: Summer Budget 2015: Student grant and loan system faces overhaul
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The danger of piling more 'debt' into a pot with the student's name on it is it then becomes very tempting for future governments to play games with it.
If they were a bank they wouldn't be able to do that, but the government can legislate however it likes to change the conditions and there's nothing loan-holders can do about it. Governments love messing with pensions, for example, so it wouldn't be surprising if at some point they mess with pre-existing student loans.
I didn't expect my prophecy to come true only a few months after writing it :mad:0
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