MSE News: Summer Budget 2015: Millions to face benefit cuts

Becles

cifpower wrote: »

Government is there to support people. Not to subsidise them.

You have done the things you were meant to. Why would you expect the taxpayer to chuck you a couple of grand extra a year just because?

It's the way they have changed the child tax credits. If they have to reduce them, then it would be fair to reduce them for everyone who claims them.

Instead they have taken money off people who work, while those who choose not to work continue to get the same amount. Judging by comments in the press etc., it seems to be single working parents who are most affected.

I feel like I've been penalised for working, while those who blatantly play the system because they are too lazy to find work are not affected.

They said it would be a budget for workers and they would make work pay. I don't feel that they did.

Londonsu

poppy10 wrote: »

Why should any OAPs get free TV licenses? Why are they any more deserving of a free license than say a young couple who have lost their jobs, or a family looking after disabled children?
I know plenty of OAPs who do cavort around the country on their free bus passes, including several who just spend all day riding on various buses just for a trip out.
OAPs tend to live in larger houses as they were built before the modern trend of shoebox style apartments. Many of them do indeed rattle around in three and four bedroom houses that are far too big for them.

Oldies benefited from cheap house prices (supported by a massive government programme of housebuilding in the postwar years), free university education with no fees or loans to pay back, and a more generous welfare state than we have now. They also often had final salary pension schemes that have been withdrawn for us younger folk.

This is from MoneyWeek:

and THIS is from Age UK


http://www.ageuk.org.uk/money-matters/income-and-tax/living-on-a-low-income-in-later-life/


total rubbish most working class pensioners did not buy they rented, not all could get council properties, my family were lucky we moved into my Nans council house, she lived in one room downstairs and my parents and me and my 3 sisters lived in the rest of the house, others have to live in rented accommodation often slums, miss 1 week rent and you were out.


Generous welfare payments you are joking, my Dad worked 3 jobs 18 hours a day 6 days a week to support his family no tax credits no child tax credits, no HB, just family allowance that wasn't paid for the first child.


Free Uni - again - hardly any working class children had the opportunity to go to Uni - free or not.


Lets talk about gallivanting about with free bus passes, many many Pensioners would be stuck at home with no social interaction unless they could get out and use the buses.


Don't worry about any pensioners rattling around in a large house if they have paid for it they will be selling it to fund their care home fees.

andrewmp

Becles wrote: »

It's the way they have changed the child tax credits. If they have to reduce them, then it would be fair to reduce them for everyone who claims them.

Instead they have taken money off people who work, while those who choose not to work continue to get the same amount. Judging by comments in the press etc., it seems to be single working parents who are most affected.

I feel like I've been penalised for working, while those who blatantly play the system because they are too lazy to find work are not affected.

They said it would be a budget for workers and they would make work pay. I don't feel that they did.

You'll be worse off than you think if you've used the BBC/Guardian calculator. It has severely underestimated the drops to CTC/WTC.

beecher2

Londonsu wrote: »

Lets talk about gallivanting about with free bus passes, many many Pensioners would be stuck at home with no social interaction unless they could get out and use the buses.

And many frailer pensioners are stuck at home as you need a certain level of fitness to use public transport. They'd love to be able to 'cavort' anywhere.

andrewmp

Ignore me please...

andrewmp

blondebubbles wrote: »

On those rates the WTC rate is the same, it's the CTC rate that's different.

Aye, and the amounts went up, hence he's exactly right, I suspected I was wrong as she clearly knows what she's talking about.

I'm amazed the left wing press haven't picked up on it. This is going to hit the working low paid a lot more than they think.

Becles

andrewmp wrote: »

You'll be worse off than you think if you've used the BBC/Guardian calculator. It has severely underestimated the drops to CTC/WTC.

It was the Telegraph one I used first which gave the higher amount.

Blue22

andrewmp wrote: »

I'm amazed the left wing press haven't picked up on it.

I'm amazed nobody, not the press, the opposition leaders or even the IFS, have really picked up on the implications of lowering the income threshold and raising the withdrawal rate.

Yesterday's headlines just focused on working families losing a few hundred. Nobody seems to have highlighted that some families will be losing thousands including families with disabled children, that single non disabled people will no longer be eligible for tax credits and that many disabled workers will also be big losers.

I have to say Mr Osbourne delivered a very clever budget.

Becles

blondebubbles wrote: »

The telegraph one works out exactly the same as my manual workings.

However it is only for straightforward cases so doesn't take into account disabilities or childcare.

It's probably accurate for me as I don't claim anything for disabilities or childcare.

andrewmp

Becles wrote: »

It's probably accurate for me as I don't claim anything for disabilities or childcare.

I don't think it will be.

It won't be quite as bad as the Telegraph's prediction for someone in your situation.