Credit score student

jbmatthew

Hi

I am a student and have a question about my credit score. Does anyone know if me being in my student overdraft will negatively Impact my credit score.

I use my overdraft all the time. Usually my wage gets me to 0 in my account and then I am usually a hundred or so into my overdraft. I save some money too to gain interest and so I am not financially dependent on my overdraft I just use it so I can gain interest on my savings.

I am just wondering if using a student overdraft too much looks bad on credit file long term.

Thanks for any help

19lottie82

I imagine it would, yes. living in your OD shows you can't manage your income.