We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Please help someone who hasn't got a clue!

Hi, I'm basically wondering whether it is worth me looking down the child care tax credit route.

I am a supply teacher. Some months I work not far from full time, some months only a few days. My husband is self employed, but has regular work. His income is around £16,000 pa roughly. My income for 2014-2015 was around £6,000. During the past 3 months, I have earnt around £3,500 ish after tax/ni etc.

To make things a little more confusing, as well as supply, I am currently on a 0.2 contract, which will change to a 0.8 contract in September, but only for 2 months. Then I'm back to just supply.

Does anyone have a much better understanding than me about how things work, and whether we are in a position to get help with childcare. Despite whether or not I am working, my son attends nursery 2 days a week.

Thank you.
Starting a new debt free journey
Starting Debt: £5,250
Current Debt: £4,995.50
Amount Paid: £254.50 Percentage Paid: 4.84%
Emergency Fund: £350
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.8K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 246.9K Work, Benefits & Business
  • 603.4K Mortgages, Homes & Bills
  • 178.2K Life & Family
  • 260.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.