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taking insurance company to court/claim compensation

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  • InsideInsurance
    InsideInsurance Posts: 22,460 Forumite
    10,000 Posts Combo Breaker
    wially wrote: »
    Generally the INsurer and FOS will not pay you lost earnings as these are non insured expenses that each individual incurs during a claim.

    FOS will demand that the insurer pay LoE where the losses were necessary and due to the fault of the insurer significantly messing up the handling of a claim (insurers are held liable for the actions of their suppliers)
  • magpiecottage
    magpiecottage Posts: 9,241 Forumite
    1,000 Posts Combo Breaker
    FOS will demand that the insurer pay LoE where the losses were necessary and due to the fault of the insurer significantly messing up the handling of a claim (insurers are held liable for the actions of their suppliers)
    Agreed - it is known as "trouble and upset" nowadays. What it will not award is loss of earnings which the claimant would have incurred had the claim been handled with reasonable efficiency.
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