Tuesday 7th July - What small DFW things will you do today?

ziggy2407

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free!

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending!

So be proud of those small steps, they really are important! :money:

ziggy2407

Good Morning All

Bob - Fantastic news on the business, long may it continue (well as long as you can cope)
Maria - Hope you're ok and feeling better

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Today is sons 12th birthday, I truly can't believe how quickly the time has gone:eek: Well I didn't manage much yesterday as I couldn't keep my eyes open and spent most of the day asleep, so after a reasonable nights sleep I aim to catch up a bit

Packed lunch for DH & DS - Done
Ironing - Done
Filing & Shredding -
Dust & Hoover - Done
Pamper session this afternoon as we are out for tea tonight -
Keep "bumping" my for sale posts - Done
Continue purge on Emails -
Continue purge on FB & Twitter -
Surveys -
Check Banks - Done
Enter a few comps - Done
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
Read - Need to pick new book from shelf - working through a pile of magazines for a change

Have a great day, love to you all

C x

Bobarella

Happy birthday to your son Ziggy. Hope he has a wonderful day:bdaycake:

maria3104

Hi All

Thank you for starting us off Ziggy and happy happy birthday to your son.

Up and done poultry, sun was shining then, now torrential rain.Very good for the ground which was a little dry!

Washer and cheap rate drying done.
DH did cooking and dw last night so kitchen tidy.
Have a good day all.

Maria:D

mumofthetwins

Morning guys ..

happy birthday to your little one Ziggy .. ive got two 12 year olds so welcome to the teenage years

so for me today its pretty much work then weight watchers then bed ..

I sort of need a few bits in but im going to put of the shop until tomorrow as I was really hoping for a NSD

to dos:
charge phone at work
bring packed lunch in for work - done
use up curry from the freezer for dinner - meant to take it out this morning but forgot so hopefully will defrost whilst at ww.
check banking
sort out transferring car tax and insurance to BF car then I can sell mine
get the things ready for the car boot sale Thursday ... I run our local one on my days off (Thursdays are just starting and are taking some effort !)
sort kids dinners from stores.

well think that's it for now .. have a fab day everyone .. suppose I should get back into the lab

Lisa x

DawnW

Morning all
Thanks for the start Ziggy, and hope your son has a lovely day

Strange weather here too Maria, but at least the random downpours mean that there is less watering to do in the garden!

List for today:
Check banks (done, as expected)

Make a loaf in the BM. I must remember to cut this one in half and freeze half, as I am eating very little bread due to my diet (still need to make it for OH).

Ironing Only a few bits but I find it so difficult to motivate myself to do this

Hoover upstairs

Sort out some items for sales unit, and take them along

Load of washing and dry outside, if it dies up after the most recent shower

HM meals from stores, trying for a NSD

Anything that needs doing in the garden - I am rationalising the pots a bit. As whatever is in one the finishes, I am cleaning and putting them away, as the watering is a bit of a mission with so many. There is more room for salads and stuff in the raised bed now the spuds and broad beans are out.

Well, I will be happy if I get all that done
Hope everyone has a good day

determined_new_ms

Morning guys :wave: thanks for starting us off ziggy and HAPPY BIRTHDAY to mini zigs _party_ hope you all have a lovely day!

what do you do mumofthetwins?

So have loads to do today!

* checked banking & went through outgoings
* got sausages out of freezer for dinner
* emailed advisor at Jobcentre. Received a letter yesterday saying I'm not entitled to JSA due to not contributing enough NI (can't see how this is possible???) but if I attend the JC they may pay my NI. Asked what this involved and how much is it
* have signed up for a couple of free online courses (via future learn)
* email priest re the service on Thursday
* check out train costs
* meeting best friend at 11
* bake banana bread
* vacuum through the house
* put mountains of washing away
* pick up some toilet roll while out
* do job search
* go through larder and see what needs using up


Ok loads of other little bits need doing but we'll see how I get on...

Have a lovely day everyone x

twiggy86

Morning all!

Hope mini ziggy has a great birthday!

Today I have/will:-
* Check banks
* Check to see if I can claim refund from old energy supplier yet
* Take cottage pie out for freezer for dinner
* Take lunch to work
* Update work expenses
* Check FLP
* Go to circuits
* Dinner from stores
* Wash hair and let dry naturally
* Use up moisturiser as have 3 nearly empty bottles!
* Clean out bottom of fridge
* Sort out veg cupboard as think some is well past its best :eek:

Think that's everything for today. Hope you all have a great day and any poorly/tired people feel better today.

1HANNAH

Morning all


Thanks ziggy for the start & I hope ds enjoys his birthday.


Hope everyone else has a good day too.


Today's list
:starmod: Kids free breakfast at school
:starmod: Fill water bottle at the gym
:starmod: Pt cancelled again - saving us both £7.50 still did 40 min work out
:starmod: Showered at gym, use their water/elec
:starmod: All meals from stores
:starmod: Make tomorrows lunches for the family
:starmod: Check bank/update acc
:starmod: Check luckyphone got 50lp
:starmod: Check FPL
:starmod: Swagbucks
:starmod: Check for surveys done a couple
:starmod: Unsubscribe from junk email
:starmod: Clean kitchen wth stardrops
:starmod: Hoover upstairs
:starmod: Read some of my library book
:starmod: Make a date cake using OOD dates not got carrot so will need to wait for this one
:starmod: Clean & tidy fridge
:starmod: Clean & tidy freezer
:starmod: Washed a load at 30 degrees, will hang upstairs though as raining hard here now.




That's enough to start with

twiggy86

How many OOD dates have you got left now Hannah?! :rotfl:

1HANNAH

twiggy86 wrote: »

How many OOD dates have you got left now Hannah?! :rotfl:

21 & 1/2 packs! :eek:
I've been slacking and not made cakes in a while! and now just as I plan to make one, I realise that I used up the carrots for a soup yesterday arrgghhhh