Debt Free By 50. 5 July 2015 at 8:17PM in Debt free diaries 26 replies 1.8K views

Doris17

Hello,

I have debt of around £18,000, need to check the figures. I want to be debt free by the time I am 50. Can't remember a time when I wasn't in debt, the debt is mine not Mr D's and needs to be dealt with.

I am hoping this diary will keep me motivated, going to be 50 in September 2018, will be here before I know, so I better get a move on. Also looking to de-clutter my house, lose weight and get fit along the way so not much to do.lol.

Going to set goals in three month blocks hope this will work well for me.Back tomorrow with numbers.

Doris.xx

so_very_confused

Great goals Doris.
Good luck:)

Doris17

Thank you so very confused for stopping by.

Today I will look at my number and post later. I have an early finish from work today so planning to start sorting our garage ans see if there is anything in there that I can take to a boot sale,planning to do one on Sunday.

Lunch is all ready for work, salad from the garden and breaded chicken I took out from the freezer last night. Off to weigh will post that number later too.

Have a good day all. Doris.xx

Doris17

Didn't get home from work as early as I wanted ,I did get into the garage and make a start sorting the rubbish in there. founds some bits and pieces to take to the bootsale, a couple of petrol cans, old pots, car cover and some other bits. Just hope someone wants our prized possessions lol.

Also started on the loft, now haves pile siting in the front room ready to go, so a busy afternoon for me. After dinner and a bath going to look a debt numbers.

Weighted this morning, 10 st 9lb, looking to lose 1 1/2 stone, by Christmas. Will follow SW as I have the books and dig out the exercise DVD's

Doris17

The number are:

Next £912.97
Lloyds CC £1400
Barclaycard £6585.89
MBNA £4947.90
BOS CC £1640.00
Halifax CC £2573.37
Total £18,060.13

Goals for the next 3 months (July 7th to September 30th)

* Reduced debt by £1560.13.
* Lose 12lb.
* Clear Garage.
* Have 4 Carboot Sales.
* Save £100 in emergency fund.
* Sell 100 items on eBay.
* Set up YNAB.
* Meal plan, use what I have in the fridge/ freezer/cupboards.

Hopefully I can stay on track.

Today so far has been a spend day.
Petrol £10.00
Coffee 0.65. ( will take a travel cup next time)
Postage ? ( to do after work)
Parking £2.50 (will get this back next month).

beanielou

Happy shiny new diary

spendaholic1986

Hi Doris!

I'm trying to be debt free before 30 in nov 16 so also have a milestone birthday goal!

Good luck x

Doris17

beanielou wrote: »

Happy shiny new diary

Thank you beanielou.


Dinner this evening was salad from the garden, along with potatoes also from the garden, eggs from a friends chickens and ham that was in the freezer, roasted yesterday. So ham salad it was and it was beautiful, made sure there was left overs for lunch tomorrow.


Mr D mentioned that there is a solid glass panelled door in the garage that can be stripped of its paint and sanded and hung in our front room instead of buying a new door (old door taken off a year or so ago, never got round to replacing) so a project for me to add to my list.

Doris17

spendaholic1986 wrote: »

Hi Doris!

I'm trying to be debt free before 30 in nov 16 so also have a milestone birthday goal!

Good luck x

Hello spendaholic1986, welcome.
Good luck on your journey. Will have a look for you diary.xx

safehouse

Hi Doris, good luck with your debt free before your 50, very much like you I would love to be mortgage free before I am 50, so need to get a move on, as almost 49..................strange how the looming 50 gives us a good kick up the backside........ keep up the good work

Doris17

safehouse wrote: »

Hi Doris, good luck with your debt free before your 50, very much like you I would love to be mortgage free before I am 50, so need to get a move on, as almost 49..................strange how the looming 50 gives us a good kick up the backside........ keep up the good work

Good Morning Safehouse, welcome.
Yes the thought of be 50 has given me the kick I needed, to finally rid myself of the debt, then the mortgage won't be far behind.:)

Yesterday I spent £5.60 on postage ,total spend for the day £18.75. Today I will spend £3.50 maybe £4.00, meet with friend on a Wednesdat evening for a chat.:)

Today.
* Take lunch to work.
* Sorted out some paperwork ,will take to work to as I don't own a shredder. :rotfl:
* List 5 items on eBay.

Have a good day all. Doris.xx