We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Debt Free By 50.

Doris17
Posts: 938 Forumite

Hello,
I have debt of around £18,000, need to check the figures. I want to be debt free by the time I am 50. Can't remember a time when I wasn't in debt, the debt is mine not Mr D's and needs to be dealt with.
I am hoping this diary will keep me motivated, going to be 50 in September 2018, will be here before I know, so I better get a move on. Also looking to de-clutter my house, lose weight and get fit along the way so not much to do.lol.
Going to set goals in three month blocks hope this will work well for me.Back tomorrow with numbers.
Doris.xx
I have debt of around £18,000, need to check the figures. I want to be debt free by the time I am 50. Can't remember a time when I wasn't in debt, the debt is mine not Mr D's and needs to be dealt with.
I am hoping this diary will keep me motivated, going to be 50 in September 2018, will be here before I know, so I better get a move on. Also looking to de-clutter my house, lose weight and get fit along the way so not much to do.lol.
Going to set goals in three month blocks hope this will work well for me.Back tomorrow with numbers.
Doris.xx
"Make Everyday Count"
0
Comments
-
Great goals Doris.
Good luck:)SCP # 034
The £1000 emergency fund #590 -
Thank you so very confused for stopping by.
Today I will look at my number and post later. I have an early finish from work today so planning to start sorting our garage ans see if there is anything in there that I can take to a boot sale,planning to do one on Sunday.
Lunch is all ready for work, salad from the garden and breaded chicken I took out from the freezer last night. Off to weigh will post that number later too.
Have a good day all. Doris.xx
"Make Everyday Count"0 -
Didn't get home from work as early as I wanted
,I did get into the garage and make a start sorting the rubbish in there. founds some bits and pieces to take to the bootsale, a couple of petrol cans, old pots, car cover and some other bits. Just hope someone wants our prized possessions lol.
Also started on the loft, now haves pile siting in the front room ready to go, so a busy afternoon for me. After dinner and a bath going to look a debt numbers.
Weighted this morning, 10 st 9lb, looking to lose 1 1/2 stone, by Christmas. Will follow SW as I have the books and dig out the exercise DVD's
"Make Everyday Count"0 -
The number are:
Next £912.97
Lloyds CC £1400
Barclaycard £6585.89
MBNA £4947.90
BOS CC £1640.00
Halifax CC £2573.37
Total £18,060.13
Goals for the next 3 months (July 7th to September 30th)
* Reduced debt by £1560.13.
* Lose 12lb.
* Clear Garage.
* Have 4 Carboot Sales.
* Save £100 in emergency fund.
* Sell 100 items on eBay.
* Set up YNAB.
* Meal plan, use what I have in the fridge/ freezer/cupboards.
Hopefully I can stay on track.
Today so far has been a spend day.
Petrol £10.00
Coffee 0.65. ( will take a travel cup next time)
Postage ? ( to do after work)
Parking £2.50 (will get this back next month).
"Make Everyday Count"0 -
Happy shiny new diaryI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hi Doris!
I'm trying to be debt free before 30 in nov 16 so also have a milestone birthday goal!
Good luck x0 -
Happy shiny new diary
Thank you beanielou.
Dinner this evening was salad from the garden, along with potatoes also from the garden, eggs from a friends chickens and ham that was in the freezer, roasted yesterday. So ham salad it was and it was beautiful, made sure there was left overs for lunch tomorrow.
Mr D mentioned that there is a solid glass panelled door in the garage that can be stripped of its paint and sanded and hung in our front room instead of buying a new door (old door taken off a year or so ago, never got round to replacing) so a project for me to add to my list.
"Make Everyday Count"0 -
spendaholic1986 wrote: »Hi Doris!
I'm trying to be debt free before 30 in nov 16 so also have a milestone birthday goal!
Good luck x
Hello spendaholic1986, welcome.
Good luck on your journey. Will have a look for you diary.xx
"Make Everyday Count"0 -
Hi Doris, good luck with your debt free before your 50, very much like you I would love to be mortgage free before I am 50, so need to get a move on, as almost 49..................strange how the looming 50 gives us a good kick up the backside........ keep up the good work0
-
Hi Doris, good luck with your debt free before your 50, very much like you I would love to be mortgage free before I am 50, so need to get a move on, as almost 49..................strange how the looming 50 gives us a good kick up the backside........ keep up the good work
Good Morning Safehouse, welcome.
Yes the thought of be 50 has given me the kick I needed, to finally rid myself of the debt, then the mortgage won't be far behind.:)
Yesterday I spent £5.60 on postage ,total spend for the day £18.75. Today I will spend £3.50 maybe £4.00, meet with friend on a Wednesdat evening for a chat.:)
Today.
* Take lunch to work.
* Sorted out some paperwork ,will take to work to as I don't own a shredder. :rotfl:
* List 5 items on eBay.
Have a good day all. Doris.xx
"Make Everyday Count"0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.7K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards