Out of the Ashes!

in Debt free diaries
6 replies 537 views
Right after many many years off sticking my head in the sand when it comes to what debt I have and just lurking around reading other peoples diary's I have finally decided enough is enough time to start sorting myself out not just financially but in other senses as well. Decided to start writing my own diary in an attempt to get myself sorted and in a better place both emotionally and financially.

This year so far has been quite rubbish starting off with my relationship breaking down and then months of ill health including a stay in hospital which has now seen me currently on sick pay from work and having to take a year of university (im a 41 year old mature student) whilst we try and get my condition back into remission (I suffer from Ulcerative Colitis), as it is I will have to re-take this year when i do go back (more debt to add to the list lol)

I have an awful habit of just letting life carry me along and after lots of soul searching ive realised in some ways im too much of a people pleaser where i tend to give much more than what i expect to receive back which has lend to a few diastrous realaioonships along the way! (think most of this stems from emotional abuse i suffered as a child - something i can talk about now but still need to work on the fact that i am someone worthwhile and deserving)

So after a visit today from a court officer about a fine that needs paying i have taken the bull by the horns now and going to find all the paperwork i have and work out exactly how much i owe! here goes


  • rockm87rockm87 Forumite
    847 Posts
    Wedding Day Wonder
    Hi! and welcome to the boards.

    Best of luck putting together your SOA.

    sorry to hear life's been a little down lately, and maybe looking after your money will cut the stress and ease your illness.

    Best of luck with your journey.
    Total Debt in Feb 2015 - £6,052 | DEBT FREE 26/05/2017
    Swagbucks £200 Valued Opinions £100
    Dave Ramsey Baby Step 2 | Mr Money Mustache Addict
  • lite_ruselite_ruse Forumite
    33 Posts
    Welcome to the forum! Sorry to hear about your health issues and hope you'll find the strength to get through all this. Best of luck!
    pay off all CC debt by July 2017
    current CC debt: £10,560 ¦ paid to date: £0
  • Hello!

    I've recently started a diary and am finding it very therapeutic! Hopefully you will too.

    Good luck with everything :)
  • mumblingtaffmumblingtaff Forumite
    1.8K Posts
    Sixth Anniversary 1,000 Posts Combo Breaker
    Good luck from me too! Will subscribe x
  • rockabillygirlrockabillygirl Forumite
    197 Posts
    Xmas Saver! Mortgage-free Glee!
    The very best of luck on your journey.
    It will all be ok in the end - if it's not ok, then it's not the end!
    Saving for Christmas 2019 #27 total £62.00
    Sealed pot challenge 12 #32 total £67.50
    Mortgage paid off.
  • nich29580nich29580 Forumite
    202 Posts

    Hi, welcome to the board,

    I've recently started a DFW diary ,yself & will follow with interest x
    Trying to be happy by accumulating possessions is like trying to satisfy hunger by taping sandwiches all over your body - Geoege Carlin
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