Can you force a credit card company to mark a account settled

dumpyboy

Posted on here before about an arrangement to pay which took to fos and loss. Can you demand that it s marked as close and go court to get it enforced ,been trying to get a current account with cheque book,people told me to get a sub prime credit card tried two got turned down on asking if it was the AR markers I was told no it's because you have 23 500 of available credit, which yes the credit limet says that but there been no cards since 2007

Tixy

Revolving credit like credit cards should be marked as closed (once they are paid off and closed) rather than settled.

Are the accounts paid off? or are there still outstanding debts on them?

dumpyboy

One was paid in full last September the other I am still paying , they offered on Monday to mark it satsified but I said I want it marked as settled as I paid the money back, today I had a letter stating the final ruling of a ombudsman( the accounts can be reported to full 12 plus 6 years of the formally agreeded repayment plan )with a note a ombudsman decision is final and can not be overturned seems the credit reporting is corrupt .people on here have said about court but how much would that cost