Better off on benefits?

shegirl

OhNoFlo wrote: »

Hello,

I'm a fairly regular forum user but am posting under another account.

I'm 22 and currently don't work due to mental health problems. I haven't worked for two years but have only recently started claiming benefits. My partner is 39.

I receive:

ESA: £347 every two weeks.
PIP: £220 a month.
Full housing benefit and council tax.
I'm allowed to earn up to £400 a month and usually make around £200 doing various things online.

My partner receives around £310 DLA a month. As he is allowed to work he does the odd day basic labouring and brings in about £250 a month.

My question is, if we both found full time jobs at minimum wage would we be better off?

Of course you would be better off! 2 x minimum wage x 40 hours + your PIP + his DLA. Not that it's something you should have to even ask!

evenasus

OhNoFlo wrote: »

It's not that much between two people, we have bills to pay and have to top up our housing benefit with this to afford our rent.

Forgotten what you posted already?

OhNoFlo wrote: »

I receive:

ESA: £347 every two weeks.
PIP: £220 a month.
Full housing benefit and council tax.

rogerblack

OhNoFlo wrote: »

I'm 22 and currently don't work due to mental health problems. I haven't worked for two years but have only recently started claiming benefits. My partner is 39.

I receive:

ESA: £347 every two weeks.

Is this even possible?
Neglecting the issue of 'haven't worked for two years' 'recently started claiming' -> no entitlement to contributory ESA, meaning this would be affected by partners earnings.

This is 173.50/week.
108.05 over the basic rate, 76.65 over once taking into account the support group, and once the premiums (severe and enhanced) still leaves 9.35 over.

'Full entitlement to HB and council tax' - this would typically require some income related component, but the OPs partner earns too much for that to be payable, so would not be full.

Also - not nearly enough imagination on the username.

D-.

BigAunty

I make it closer to £1700 per month in benefits and income, Andy. Thanks for the entertainment.

missbiggles1

rogerblack wrote: »

Is this even possible?
Neglecting the issue of 'haven't worked for two years' 'recently started claiming' -> no entitlement to contributory ESA, meaning this would be affected by partners earnings.

This is 173.50/week.
108.05 over the basic rate, 76.65 over once taking into account the support group, and once the premiums (severe and enhanced) still leaves 9.35 over.

'Full entitlement to HB and council tax' - this would typically require some income related component, but the OPs partner earns too much for that to be payable, so would not be full.

Also - not nearly enough imagination on the username.

D-.

Or a failing memory.;)

OhNoFlo

I don't know who the f*** Andy is.

I worked up to April 2013 doing veterinary nursing so yes I am entitled to contribution based ESA. I'm on the higher allowance in the support group set for 18 months.

The reason I was asking was for if my conditions improve in the future. As for not having any dignity I didn't choose to be ill and was only advised of the benefits I was entitled to by a CAB advisor when I was admitted to hospital earlier this year.

Clearly some of you aren't as intelligent as you wish to appear. Yes I do get FULL local housing allowance but I didn't say how much my rent is. The only property I could find that takes housing benefit is OVER the local allowance! Meaning I have to make up the difference or return to homelessness.

Thanks for all the ignorance x

dippy3103

OhNoFlo wrote: »

Okay... I don't know who Andy is or why there's a problem with him but its not me. I was asking a genuine question.

Andy is a troll- he has had more reinventions than Madonna.

When one of his new personas are spotted he will always respond with a innocent "whose Andy" type post. He will always reply to each poster on a thread separately.

I feel a bit sorry for him to be honest. Must be pretty lonely to have to spend time & energy baiting people he has never met. Pretty sad thing to do don't you think?

GlasweJen

What sort of 39 year old partners up with a vulnerable 22 year old?.

In April 2013 you'd have been 19 or 20, vet nursing takes a year to 18 months to qualify so even if you left school at 16 and went straight into college (unlikely as the courses tend to be over subscribed so want A levels) you were hardly working long before getting ill - I'd warrant not long enough to qualify for contributions based benefits.

Are you better off on benefits? If you both worked more than 16 hours you'd keep your DLA and PIP awards and be entitled to wages plus working tax credit (with extra for working over 30 hours) and retain your subsided health costs.

HappyMJ

One of the reincarnations of Andy was andyandflo. http://forums.moneysavingexpert.com/member.php?u=1013571 Your username is OhNoFlo. Is that a coincidence?

OhNoFlo

GlasweJen wrote: »

What sort of 39 year old partners up with a vulnerable 22 year old?.

In April 2013 you'd have been 19 or 20, vet nursing takes a year to 18 months to qualify so even if you left school at 16 and went straight into college (unlikely as the courses tend to be over subscribed so want A levels) you were hardly working long before getting ill - I'd warrant not long enough to qualify for contributions based benefits.

Are you better off on benefits? If you both worked more than 16 hours you'd keep your DLA and PIP awards and be entitled to wages plus working tax credit (with extra for working over 30 hours) and retain your subsided health costs.

I worked full time at a large veterinary practice covering London this company has you studying at head office once a week and its possible to start with no qualifications.