whats better for childs university fund bare or discretionary

flexingh

Hi everyone,

can anybody help me out and tell me whats better type of trust for savings i have for my childrens university fees.

would you suggest i look into a oeic or a investment bond ?

thanks

atush

I used investment trust savings plans. they were low cost, and did very well.

Now you can have them in Jisas (they didnt exist when I started mine). I just used a designated account. Dividends are already taxed, and capital gains are easy to deal with when selling.