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Expert Advice Needed...!

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  • Thanks Smudgemanc26... glad to know I'm not the only one who has to pay for everything on their tod!

    Think I've sold everything I possibly can on ebay lol... even down to some left over laminate boards from the previous owner... why you'd want those I'll never know. Each to their own.

    I've claimed back a couple of excess overdraft charges but in the past I've been a good girl and stayed in the black.. god knows how I did it, seems like a lifetime ago... will try to get nationwide credit ones back but I know they're tough cookies to crack - have my mortgage with them.

    Will have to follow your advice on the cleaning items - aldi? I used to be a sucker for those plug in expensive smelly things..

    Oh, and just started temping so that's screwed up the monthly direct debits... financial suicide but couldn't stay in the job I was in.

    The fact it's pouring it down outside doesn't help... i'm a right old grumpy bug*er today.

    CA


    No probs yeah you could try aldi for cleaning things not too sure about this as i dont know where you live but we have stores like wilkinsons and quality save for cleaning products and toiletries and also try pound shops its amazing what you can get in there!

    Oh and i defo know what you mean about the plug ins i have lots of them and the refills are so expensive think that was one of the reasons i found these cheap shops for cleaning products i saw them for £0.99 instead of £3.00+ in the supermarket.

    Good luck with everything anyway im sure you'll work something out and something good will come about soon x
    LBM - April 2007
    Claimed back my bank charges from Natwest - £1196
    Halifax Credit Card Claiming £467.35 Rec £467.35!/Capital One Card Claiming - £523.92/Barclaycard Claiming - £403.58 Rec £403.58/MBNA Claiming - £584.37 Rec£584.37
    Proud to be dealing with my debts
    Update: 2009 - Currently claiming £1900 from Natwest
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    If you are a carer for someone else, do they get attendance allowance and do you get carers allowance. Could make a big difference to your income
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • chevalier wrote: »
    If you are a carer for someone else, do they get attendance allowance and do you get carers allowance. Could make a big difference to your income
    chev

    Unfortunately all I'm eligible for is a big fat 0... lol

    CA xx
    Proud to have dealt with with my debts
    Debt free from 18th March 2013, long may it continue!
  • No probs yeah you could try aldi for cleaning things not too sure about this as i dont know where you live but we have stores like wilkinsons and quality save for cleaning products and toiletries and also try pound shops its amazing what you can get in there!

    Oh and i defo know what you mean about the plug ins i have lots of them and the refills are so expensive think that was one of the reasons i found these cheap shops for cleaning products i saw them for £0.99 instead of £3.00+ in the supermarket.

    Good luck with everything anyway im sure you'll work something out and something good will come about soon x

    :rotfl: used to work in a pound shop... you'd think I'd know better...
    Proud to have dealt with with my debts
    Debt free from 18th March 2013, long may it continue!
  • stopped being a lazy ar*e and spent all day today replastering one of my spare rooms.. picked up rubble and stuff..so if anyone wants to be my lodger lol... bring your own furniture.
    Proud to have dealt with with my debts
    Debt free from 18th March 2013, long may it continue!
  • Storm wrote: »
    even if it means eating bizarre concoctions from the cupboards!

    Last night's 'tea' was onion rings tuna and smartprice stir fry... lmao nice.
    Proud to have dealt with with my debts
    Debt free from 18th March 2013, long may it continue!
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    I would have classed that as a feast at my very lowest point.....:rotfl:
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • My best cheapest meal - sweetcorn(frozen so about 5p) tuna (31p Aldi I think) and tinned toms (15p Morrisons) with mixed herbs and pasta (100g so about 20p) - can't beat it! total = 71p for two people plus fresh home grown runner beans for free
    'Proud To Be Dealing With My Debts' : Member number 632
    Nerds rule! :cool:
  • My best cheapest meal - sweetcorn(frozen so about 5p) tuna (31p Aldi I think) and tinned toms (15p Morrisons) with mixed herbs and pasta (100g so about 20p) - can't beat it! total = 71p for two people plus fresh home grown runner beans for free

    lol nice one! I usually go for half the jar of asda 97p pasta sauce, a quarter a bag of 15p pasta, 31p tin of tuna and some manky old cheese in the fridge for on top... tis like being a stoodent again! :rolleyes:
    Proud to have dealt with with my debts
    Debt free from 18th March 2013, long may it continue!
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    Ref the allowances can you appeal? Might be worth a trip to the CAB to ask for their advice about this. How about mystery shopping? There is a whole thread on here about that. Would be able to fit it around your other commitments.
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
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