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Today I have mostly...been going bankrupt!!!
Experiment626
Posts: 113 Forumite
It's done, i'm bankrupt...it took about 2 hours for it to finally hit me that I no longer have any debt, now i'm hyper like a child!
Got to court just before my appointment at 10, the ushers rushed everything through because the judge had a big thing on starting at 10:30, paid my money, waited 5 minutes to see the judge who I have to say was one of the friendliest people I have ever met. Told me to stop worrying, sleep well, don't beat myself up and see this as a new start, said that he could guarantee if I walked into town i'd walk post 2/3 people also BR without even knowing it! Walked out of the courtroom about 10:40!
Just waiting on a call from the OR now for my interview...the weight has been lifted, thanks to everyone on here for all of your help, this place has been an immense help...THANKYOU ALL! :beer:
Got to court just before my appointment at 10, the ushers rushed everything through because the judge had a big thing on starting at 10:30, paid my money, waited 5 minutes to see the judge who I have to say was one of the friendliest people I have ever met. Told me to stop worrying, sleep well, don't beat myself up and see this as a new start, said that he could guarantee if I walked into town i'd walk post 2/3 people also BR without even knowing it! Walked out of the courtroom about 10:40!
Just waiting on a call from the OR now for my interview...the weight has been lifted, thanks to everyone on here for all of your help, this place has been an immense help...THANKYOU ALL! :beer:
Bankrupt 14/08/07, Early discharge granted 14/02/07...exactly 6 months later 
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Comments
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Hi There,
Well Done!! It does feel great when you walk from the court.
Sweedart1 x0 -
Well done as well. :j:beer:
Glad it went nice and smoothly, and the judge put you at your ease.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
Thats brilliant, well done:beer:. Goodluck with the OR
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Really pleased the Court went well, for you, Exp, and I hope that your OR interview goes just as smoothly.
Now you can look forward to an 'Early Discharge'.:beer:I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
well done Exp really pleased all went well for you....get the OR interview over and....relaxI eat trolls for breakfast :cool:0
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Well done, happy to hear it wasn't as bad as imagined and thank you for letting us/people know on here - the more people we can give the message to it's not as bad in court as is imagined the less people like the failed IVA person on DFW panicking about it hopefully and not feeling so awful Do not feed the trolls please.0
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well done at least you have a fresh start now it feels good doesnt it!!0
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Well Done I know how you feel xxx:D0
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thanks for all the kind comments, forgot to mention that the judge actually said to me it all looks straight forward and should be liable for early discharge so that was a lovely bonus Bankrupt 14/08/07, Early discharge granted 14/02/07...exactly 6 months later0
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Had my OR phone call about an hour ago, very friendly lady on the other end, asked a bunch of pretty basic questions, told me that i'll likely get a letter for an official phone or in-person interview in about 3/4 weeks so i've got a bit of time to relax before then, so far the whole process has been smooth and friendly, fingers crossed for the OR interview!Bankrupt 14/08/07, Early discharge granted 14/02/07...exactly 6 months later0
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