Halifax Clarity Card reward

fly-catchers

Having just got this card it will be a while before I see a £5 reward. I also have a Reward current account which pays £ 5 a month. Will that turn into £10 or are there two £5 added instead?

dj1471

The Clarity £5 is credited to the card account, not your current account.

dealer_wins

Yep, as dj says the card reward is credited to the card, the current account receives the £5 current account reward.

fly-catchers

Does the £5 credit appear at the start of the month? And I assume it won't appear until the month after the outstanding amount on the card is paid.
Thanks

dj1471

Correct, you get the credit the following month once your payment has been received and processed.

swindiff

So this could put your card in "credit" which is against the T&C of the card

dj1471

Yes and I've had that happen since I only use it infrequently for overseas spending. Deliberately putting the card into credit is against the T&Cs but they're not bothered if it's due to the credit, refunded purchase etc.

SnowTiger

swindiff wrote: »

So this could put your card in "credit" which is against the T&C of the card

It's only against the T&Cs if the customer puts the account in to credit.

There are several legitimate ways to put a credit card account in to credit that don't break the T&Cs. This is one of them.

swindiff

I have a clarity card and didn't even know about the £5 award if you spend £300/month. Guess I should start using it apart from just when I am abroad

General_Grant

swindiff wrote: »

I have a clarity card and didn't even know about the £5 award if you spend £300/month. Guess I should start using it apart from just when I am abroad

As long as you also have a Halifax current account into which you pay £1K a month.

swindiff

Yes I do