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Nothing showing on my credit report

I have recently requested my statutory credit report from Experian and there is hardly anything on it. It shows my electoral role info, linked addresses and some quotation searches I've run for insurance (this year and last) but nothing else. There is no section included for my credit accounts or current bank accounts.


I have one credit card, a personal current account and a joint one with my partner which has an overdraft (never used). I also have a contract phone and rent our apartment - surely all this should show up on there? Does anyone know why the info on there would be so limited?


Thanks

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,383 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Perhaps they don't report to Equifax. Does the info appear on the other CRA files?

    You wouldn't expect a rental agreement to show up anywhere though.
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