Cashing cheques - is there a time limit

staggered

Can anyone give me some advice, please?

I've just a found a couple of cheques dating back to February 13. I forgot to cash them - I know, I must have more money than sense!

Is there a time limit on cheques? If I took them to the bank tomorrow, would I be able to cash them?

Thanks in advance.

wearside_2

It depends on the cheque. Often, the interval is written on the cheque itself. The intervals vary from 30 days to 90 days to 6 months. You may get away with it if the banks do not notice the dates.

KTF

I think its normally 6 months.

staggered

Thanks. Guess what. Today's exactly 6 months! So, if I take them in tomorrow, it'll be 6 months and a day. Let's hope they don't notice!

smithja

They started putting 6 months in to their terms and conditions for some reason, I suppose because the person who wrote it is likely to forget about it after a while and may be angry about incurring charges. But technically there is no reason why they cannot accept it, I used to work with in a bank a long time ago (1988) and as I recall it was 6 years then, but I might be getting that mixed up with something else. There is an Act of Parliament about it, a very very old one. James