Creditor info

sourcrates

Hi,
First off, Apologies if this has been asked before.

If you are aware you had PPI, but don't know with which creditor it was with, how do you find out ?

I had various accounts which became the subject of an IVA, one of them, don't know which one, had PPI, and a claim was made by my IVA company.

IVA now finished, completed, but PPI claim still outstanding, am interested to see how this may progress, as it's been ongoing for two years, would I need to get the info from my old IVA company, or is there another way, obviously not involving any "ambulance chaser claims management companies".

Any info gratefully received.

-taff

Only you know who you had credit with.

If it doesn't appear on your credit report [check all three places] no one can help I'm afraid. You can ask your IVA company for info but be aware, an IVA PPI redress is a grey area.
They [whoever you had PPI with] can pay it to the IVA, or use it to set off against any outstanding arrears, such as fozen interest etc if they want to. They do not have to give it to you.

dunstonh

obviously not involving any "ambulance chaser claims management companies".

You mus not use a CMC. If you did and your complaint was successful, they would bill you against the whole redress amount even if you didnt get paid a penny as it all went against the old debt.

sourcrates

All debts were cleared in the IVA, it was over 6 years ago, non of them appear on my credit file.

I didn't think there was much I could do, I will try my old IP, see if they can shed any light on it.

Cheers guys.