Soa

wordsfan

Quick Update:

Registered with Quidco and got some money left on my pre pay credit card so gonna try a mag sub on that. Friends and Rellies not big mag readers so sharing not an option, though as I said in an earlier post I might try and sell on the mags I buy and get some money back for them - can anyone recommend a good place to do this?

Can someone please explain (an idiots guide preferably) how quidco and other similar sites work and recommend some?

Reckon I can cut Housekeeping costs back by around £100 to £150 a month.
esp if I keep up the packed lunches for work which would also hopefully help me lose weight (summat else I need to get a grip on).

Next thing is, the Soa I did originally (without mags and entertainment etc) was on advice of Payplan who say Creditors don't stand for that kinda thing. Can anyone advise on how to do an acceptable SOA for Creditors that still allows me to have a life?

wordsfan

I can cut phone costs in half too - to £20, only have mobile. However could do with broadband at home so at somepoint will need £10 a month for that - but that won't be till I - hopefully move into somewhere cheaper.