Almost at AD but worried

betterdaysahead

I have only one day to go until my year of bankruptcy is up. I have been in touch with the OR regularly during the year to report months where my wages have varied. Part of the reason for my BR was gambling (no judging please). In my last communication with the OR a few months ago he mentioned that there were no major issues with regards to my case, apart from the gambling part which had been 'referred on'.

I have heard nothing since this. Do I have anything to be worried about? Am I automatically discharged 2moro or would this cause my AD to be delayed? Is it possible that I could still get a BRO/BRU after discharge?

Any replies would be greatly appreciated.

Thanks,
BDA

fermi

Any suspension of discharge requires an application to the court which you would have been notified of by the OR and court. So if you've not heard, then should be OK.

BRO should only be applied for to the court before you are discharged. In very exceptional cases the court can allow an application afterwards, but that would be for things where serious wrongdoing etc doesn't come to light until that late stage, not just because the OR hasn't got around to it.

So honestly, barring something highly unusual, you should be fine.

betterdaysahead

Thank you so much Fermi - I suppose I'm just so worried as I don't want to get too excited about AD in case something throws a spanner in the works at the last minute. It's been a tough and stressful year (it would have been 100 times worse without the information available on this forum!) - if AD gets confirmed then I finally feel like I can start planning for the future and stop worrying about the past.

fermi

There we go ---> AD today! Thanks everyone!