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Crunchy pays it down....£20k...the final chapter
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Morning all!
First day of half term was a no spend day.!! I went for a run and smashed my pb for 1 mile and 1k so feeling great! We had lunch out at family's and homemade soup for dinner. Husband has made a lovely tomato soup too and we have stock in the freezer for another one.
I made a list last night of all things we are going to do to be frugal this winter. No excuses weekly online shopping is one and I started a shop to be delivered on Thursday night for £1. I have also started a free trial for the new YNAB and need to get it on my phone later.
Tricky day today as we are going for a walk and roast with friends. Husband has the tendency to go crazy and have 3 courses when he is with his mates. I shall have to keep him in check!! The kids can eat off our plates or share a meal to keep costs down.
Happy Sunday everyone
Crunchy xx19/8/19 vs now Current Total debt £14,188 Savings £2757
Overdraft £1600 vs £1050
HSBC1 £1900 vs £3868
HSBC2 £4100 vs £3730
Virgin 1 £3050 vs £2800
House stuff and improvements £4460 Virgin 2 £27400 -
I've started a new diary. Feel like I'm losing steam with this one. Thanks for all your support loyal friends. I do hope you continue to join me on my journey.
https://forums.moneysavingexpert.com/discussion/5545281
Crunchy xx19/8/19 vs now Current Total debt £14,188 Savings £2757
Overdraft £1600 vs £1050
HSBC1 £1900 vs £3868
HSBC2 £4100 vs £3730
Virgin 1 £3050 vs £2800
House stuff and improvements £4460 Virgin 2 £27400
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