Paying an overdraft

masscrazy

I need to pay for £2000 on an overdraft, and want to use my credit card. Unfortunately barclays dont do money transfers in order for me to pay it off.

Can I use another credit card which has zero balance on it to pay the £2000 and then BT it with my barclays card I recently took out?

grumbler

masscrazy wrote: »

Unfortunately barclays dont do money transfers in order for me to pay it off.

AFAIK, they do, but, possibly, not at 0% like you want.
Every month I get two offers from them: one for a normal BT, another for a money transfer.

Can I use another credit card which has zero balance on it to pay the £2000 and then BT it with my barclays card I recently took out?

What do you mean by 'pay'?
You can make £2K worth of ATM withdrawals or, possibly, get the money transferred to your current account. Both will cost you ~3% and have a slightly(?) negative effect on your credit history: Credit Scores

MABLE

masscrazy wrote: »

I need to pay for £2000 on an overdraft, and want to use my credit card. Unfortunately barclays dont do money transfers in order for me to pay it off.

Barclaycard do money transfers to a bank account but I take it you do not qualify for this offer.

masscrazy

No been offered it and its another bank I want to pay the overdraft.

So can I transfer the credit card money into my current account to pay off the overdraft?

Essentially I want to use my old halifax CC with zero balance but still open, to pay off the overdraft of 2k and then pay the halifax credit card with the barclays one with a BT. I suppose its the first part that needs to be worked out, how to pay the overdraft with the halifax credit card?

MABLE

masscrazy wrote: »

No been offered it and its another bank I want to pay the overdraft.

So can I transfer the credit card money into my current account to pay off the overdraft?

Essentially I want to use my old halifax CC with zero balance but still open, to pay off the overdraft of 2k and then pay the halifax credit card with the barclays one with a BT. I suppose its the first part that needs to be worked out, how to pay the overdraft with the halifax credit card?

With me I have my BC online and if i want to transfer money to my bank account or any uk bank account held in my name I just complete the form online.

You use to have to wait for a code and then phone me but they have recently made the process a lot simpler.

grumbler

masscrazy wrote: »

...Essentially I want to use my old halifax CC with zero balance but still open, to pay off the overdraft of 2k and then pay the halifax credit card with the barclays one with a BT. I suppose its the first part that needs to be worked out, how to pay the overdraft with the halifax credit card?

You call them and ask if they can transfer money to your current account. If they refuse, you withdraw cash from ATM(s) and deposit it to your current account.
The latter way is just less convenient. Both will cost you the same and have the same effect on your credit history.

Is it more clear than what I have already said in my earlier post?