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Equifax

MABLE
Posts: 4,228 Forumite


Just looking at my credit report from Equifax and shows two searches. Does anyone know what the difference is between an Opt out and Opt in status.
Credit Search Eon Uk Plc - Residential Applica Opt Out
Credit Search Marks & Spencer Fin Serv Plc Opt In
Credit Search Eon Uk Plc - Residential Applica Opt Out
Credit Search Marks & Spencer Fin Serv Plc Opt In
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Comments
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There is an explanation here: https://www.econsumer.equifax.co.uk/consumer/uk/sitepage.ehtml?forward=gb_popup_searchtype
Opt In: You or your financial associate(s) have elected to have your credit report and your associate's credit report used in evaluating your credit application.
Opt Out: You elected to have only your credit report used in evaluating your credit applicationFree/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0
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