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Can I deposit a cheque into a joint bank account if only one person named on it?
hieveryone
Posts: 3,865 Forumite
Hi all
Quicky question (which may sound daft, but I've never done this before) - can I deposit a cheque into a joint bank account if only one of the account holders is named on the cheque (and they are not present with me to deposit it?)
Thanks
Quicky question (which may sound daft, but I've never done this before) - can I deposit a cheque into a joint bank account if only one of the account holders is named on the cheque (and they are not present with me to deposit it?)
Thanks
Bought is to buy. Brought is to bring.
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Comments
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Yes you can x0
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Yes you can as it is payable to at least one of the account holders. A cheque payable to joint names should not be payable into a single named account (but there is a fair chance you would get away with it)0
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Thank you both, paid it in no problem.
What IS strange (at least to me) is that my bank won't let me change the joint account holders address at the same time I was changing mines? They said he has to go in himself and change it!
Bought is to buy. Brought is to bring.0 -
hieveryone wrote: »What IS strange (at least to me) is that my bank won't let me change the joint account holders address at the same time I was changing mines? They said he has to go in himself and change it!
That is because the bank doesnt know the other names account holder is moving with you, some people have joint accounts with their parents/siblings/Failed relationships.
So each named party will need to change their address.I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%0 -
That is because the bank doesnt know the other names account holder is moving with you, some people have joint accounts with their parents/siblings/Failed relationships.
So each named party will need to change their address.
I guess that makes sense, just a bit of a pain when OH works away.
Bought is to buy. Brought is to bring.0 -
hieveryone wrote: »I guess that makes sense, just a bit of a pain when OH works away.
You can change your account address over the telephone if registered for telephone banking the beauty of it is they are open 24/7.
http://www.halifax.co.uk/helpcentre/manage-your-details/change-your-address/Im an ex employee RBS GroupHowever Any Opinion Given On MSE Is Strictly My Own0
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