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Life Insurance Turned Down

Hi

I have been turned down for life insurance by Norwich Union due to my height to weight ratio - can anyone give me any advice of who to try next as I am worried about applying again? I need life insurance of 156,000 level term to cover my mortgage?

Comments

  • dunstonh
    dunstonh Posts: 120,251 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Go to an IFA. They can phone round the underwriters and ask them how they would view the application if it was in their hands now. A few will reject but its quite possible some will take you on with a higher premium. It depends on what the ratio is.

    An equiry by an IFA does not go towards your personal record and is not something you need to declare on your application. Although the NU refusal would be.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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