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Deposit of 10 % before exchange?
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Just the 10% you already have.
As G_M explained, there is a difference between the deposit you have against your mortgage value and the deposit that has to be paid in order to exchange. Sometimes the figures happen to be the same though.
Eg If you were buying a house for £100K, the deposit required to exchange is 10%, 10K. You may be mortgaging the remaining 90K, you may be mortgaging 50K and paying the other 40K in cash. Whatever the figures, the deposit required for exchange remains the same - 10%.
Sometimes a lower deposit can be negotiated and you could pay say 5% to exchange. If you failed to complete though, you would still be liable to pay the full 10%.0
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