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Will i lose my 0% Credit Card Rate if I claim under Section 75?

Hi

I recently bought a used car (3 weeks ago) from a dealer for £6500 and paid on a credit card.

Car was sold as "... in excellent conditions." and since then it needed a new battery, new brakes and now a new engine fault has developed. Total cost of repairs so far £500 which i have paid already and the new engine fault repair estimate is for another £300 at least.

I'll approach the dealer to have this fixed (the £300), but in case they do not offer to pay i was going to try claim both the £500 + £300 under Section 75.

Never claimed before and was wondering if i have a case... in the event the dealer refuses to pay.

Also i have 20 months interest free on this card and i am worried that by claiming i will lose the 0% rate. Any idea on this?

Thanks
Paul

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    No, the promo won't be affected.
  • chanz4
    chanz4 Posts: 10,996 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    battery you may be hard pressed, as its a consumable so no real life
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
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