Is Decking Covered by Insurance?

JakiT

Hi

I am wondering if garden decking is usually covered either by NHBC or buildings insurance. Our property is less than 10 years old ie it comes under years 3 to 10 after a property has been built. It is also a shared ownership property.

I am in contact also with the insurance company and our housing association but thought I may get a general idea on here.

Thanks

macman

Not unless it's a part of the structure of the house.
And buildings insurance does not cover wear and tear anyway, if that is the issue.

justintime999

Your premium will go through the roof not worth it even if it is covered.

JakiT

Thanks for your replies. I would have thought decking should last ten years (be guaranteed) in a new build but it seems not.