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Court issues at house I no longer live at?

Hi Everyone

I have finally taken the plunge and attempting to sort out my credit ratings and signed up for a free trail at Equifax.

Bit of Background: After buying a house with my wife , things went bad and we separated and I moved out 4 years after buying the house. I now live in a flat and been here 3 years now. The wife kept on the house and her affair moved in , however my name is still on the house and mortgage still as we have not got divorced.

Back to present day:

On my credit file I dont have any problems at the flat but the house has a few Court judgements made after I moved out. My wife has not mentioned this and I feel that my name should not be linked to the judgements as I no longer live at that property.

Help what can I do?

Comments

  • Marktheshark
    Marktheshark Posts: 5,841 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    If you have entered "new details" on the credit check, the debt collectors involved will be contact you to sort the issues out.
    I do Contracts, all day every day.
  • level200
    level200 Posts: 283 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hi

    Im looking at the Equifax report site and cannot find a way of adding new details or flagging a problem
  • Voyager2002
    Voyager2002 Posts: 15,743 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Are the judgements in your name? It could be that your ex, or other people at the house, have got into debt at that address: that would not affect you in any way. Of course, if you owe money from when that was your address then you need to resolve the matter.
  • level200
    level200 Posts: 283 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Just been in touch with her and she said that my name is still on all the household bills!!! I moved out in 2011, what can I do about that?
  • marty2be2000
    marty2be2000 Posts: 205 Forumite
    Sixth Anniversary Combo Breaker
    level200 wrote: »
    Just been in touch with her and she said that my name is still on all the household bills!!! I moved out in 2011, what can I do about that?

    I believe as the account holder, the suppliers will only talk to you. So if you call them all you should be able to transfer them over.
  • Marktheshark
    Marktheshark Posts: 5,841 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    level200 wrote: »
    Just been in touch with her and she said that my name is still on all the household bills!!! I moved out in 2011, what can I do about that?

    Cancel them
    I do Contracts, all day every day.
  • nottoolate
    nottoolate Posts: 1,359 Forumite
    should have taken yourself off when you left
  • level200
    level200 Posts: 283 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Yes yes I know I should have taken my name off them when I moved out but my head was not in the right place and I wasnt thinking straight :(

    Ill see if I can remember who we were using and do that asap
This discussion has been closed.
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