Custody Warrant NI Courts

almillar

Without getting into any of the debt stuff I know nothing about, this could just be a simple communications problem. Before wasting another second worrying about this pepper33, contact the solicitor to make sure he is aware of your arrangement/payment.

pepper33

It was the solicitor that has written to me twice confirming that the arrangement is in place. Its mad one is contradicting the other

pepper33

donnac2558 wrote: »

I was told by Citizens Advice, that in NI bailiffs cannot come and take your property. Only if you are a business and owe to Government such as VAT,Customs people etc.

It costs the creditors money to take you to court, so if you are a pensioner, low income or not working they just won't do it. That is of course if you set up an agreement with them and keep to it.

They cannot take furniture, beds, sofas and chairs, fridges, cookers. It you have a car of course they would grab that.

I don't think they can lift anything, especially if you are in an arrangement. I have found that all our advice places in Northern Ireland, always just advise bankruptcy. no choice

RikM

donnac2558 wrote: »

I was told by Citizens Advice, that in NI bailiffs cannot come and take your property. Only if you are a business and owe to Government such as VAT,Customs people etc.

It costs the creditors money to take you to court, so if you are a pensioner, low income or not working they just won't do it. That is of course if you set up an agreement with them and keep to it.

They cannot take furniture, beds, sofas and chairs, fridges, cookers. It you have a car of course they would grab that.

Bailiffs can't - NI doesn't have that sort of private company.
Instead it has government officials with a broadly similar purpose but slightly different remit. They seem more inclined to agree terms than Bailiffs would be, but then Bailiffs are in it for the money.

pepper33

RikM wrote: »

Bailiffs can't - NI doesn't have that sort of private company.
Instead it has government officials with a broadly similar purpose but slightly different remit. They seem more inclined to agree terms than Bailiffs would be, but then Bailiffs are in it for the money.

Exactly I have never heard of bailiffs in NI.

qwert_yuiop

pepper33 wrote: »

Exactly I have never heard of bailiffs in NI.

Depends on the definition. I know someone who makes a living going round the country taking shiny cars off people who can't make the payments so the lenders can auction them. He loves it. He's that sort of man.

Bailiff, repo man, same result.

RikM

Probably a slightly different situation - cars are usually on HP or lease, ownership stays with the seller until it's paid up. They can't just take things you actually own...

pepper33

Especially if it is jointly owned, which means everything in my home

pepper33

qwert_yuiop wrote: »

Depends on the definition. I know someone who makes a living going round the country taking shiny cars off people who can't make the payments so the lenders can auction them. He loves it. He's that sort of man.

Bailiff, repo man, same result.

I would hate to do that job

pepper33

Do you lose your home for credit card debts, or if you go bankrupt