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6 years of payment history or longer?
dm281
Posts: 13 Forumite
Hi all
I have three consecutive late payments on a credit card from Sep to Nov 2009 (show as 1, 2, 3
). The credit card account is still active, with 0's ever since.
Will these missed payments drop off my report completely in November this year? Or will they remain as the account is still active?
I hope to apply for a mortgage the end of this year, and I've a gut feeling these will crop up.
I have three consecutive late payments on a credit card from Sep to Nov 2009 (show as 1, 2, 3
). The credit card account is still active, with 0's ever since.Will these missed payments drop off my report completely in November this year? Or will they remain as the account is still active?
I hope to apply for a mortgage the end of this year, and I've a gut feeling these will crop up.
0
Comments
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Should be a rolling 6 year history nowadays so I'm told.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
In practise it means that they should only report the last 72 months status updates. So once the September 2015 update is reported to the credit reference agency the September 2009 status would no longer show on file.A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0
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