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Non Eu national purchasing a property in UK
Comments
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.In my experience, with a non EU wife, all the lenders I approached required a ILR as a minimum requirement for processing the mortgage application if my wife was to be included.
I'm not stating all lenders have this policy but I couldn't find one when I was looking a few years ago. Now my wife has an ILR and evidence she had it was requested by the IFA this year when we were looking for a mortgage.
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Nationwide wanted to see my wife with 2 years in UK, before they would give her a mortgage in her own name (50 % deposit)
Also they would not add her as a joint mortgage with me, also until 2 years.
JC0 -
Nationwide no longer accepts applicants with a foreign address in the last three years.Jaffa_cake wrote: ».
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Nationwide wanted to see my wife with 2 years in UK, before they would give her a mortgage in her own name (50 % deposit)
Also they would not add her as a joint mortgage with me, also until 2 years.
JCI am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Gettingtherequickly wrote: »Hi
Can anyone advise where I can find info on a non EU national buying a property in the UK, what rules are involved for residency etc?. I have googled, but it just seems to throw up funding aspects and nothing with a bit more meat on rules.
TIA
Thats because there are no rules for the purchase of the property itself.
UK Banks may have restrictions around residency on who they're willing to lend to etc hence why all you find is about funding.0 -
Your biggest pain will be satisfying all the ID requirements for your solicitor to comply with anti money laundering legislation etc.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0
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