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Insurance claim advice - two vehicles colliding at low speed

2

Comments

  • arcon5
    arcon5 Posts: 14,099 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Well that's obvious isn't it? If you change lanes and drive in to the path of a vehicle already in that lane and he hits you then you've caused the accident not them.

    ops tried to word it carefully but ignoring the contradiction about speed, doesnt this just translate to op reversed into the path of a passing vehice?!

    discussing contributory negligence is a bit pointless anyway since op can't prove anything at all.
  • Strider590
    Strider590 Posts: 11,874 Forumite
    About a month ago, I was involved in a low speed collision in a business park car park. I was driving out of a car park space, the route was clear, and a vehicle appeared from nowhere and made contact with my vehicle.

    My door was hit by the other drivers corner of his bumper. He did not hit me with the front of the vehicle. There was very little damage other than some scratches to his bumper. I ended up with £350 worth of damage which I have had repaired. I have photos of the damage to his vehicle but not my own.

    So he was speeding in reverse? :undecided
    “I may not agree with you, but I will defend to the death your right to make an a** of yourself.”

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  • arcon5
    arcon5 Posts: 14,099 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Lol

    sounds like the other guy swerved or just impatient
  • Strider590
    Strider590 Posts: 11,874 Forumite
    Then of course if OP was reversing out of a space (obviously blindly) then this could go very badly with the insurance.
    “I may not agree with you, but I will defend to the death your right to make an a** of yourself.”

    <><><><><><><><><<><><><><><><><><><><><><> Don't forget to like and subscribe \/ \/ \/
  • roddydogs
    roddydogs Posts: 7,479 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good idea.....when in car parks, always get to the middle of the "Road" whenever possible, this gives you more chance if a car pulls out suddenly as this can of course be either side.
  • glentoran99
    glentoran99 Posts: 5,825 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    found this a while ago and seems very useful in deciding fault


    https://www.insurancehotline.com/at-fault-rules/
  • Aretnap
    Aretnap Posts: 5,893 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    found this a while ago and seems very useful in deciding fault

    https://www.insurancehotline.com/at-fault-rules/
    In Ontario, perhaps.
  • glentoran99
    glentoran99 Posts: 5,825 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Aretnap wrote: »
    In Ontario, perhaps.



    I don't think an awful lot would differ showed it to someone in the insurance industry and they agreed with what it says
  • arcon5
    arcon5 Posts: 14,099 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    edited 8 June 2015 at 6:29PM
    Well in (9) where A is hit by B who is hit by C i'm a little confused as to why between A and B, B is held 50% liable.

    Although these are far from being anything of sunstance! There are many other possibilities which may affect or determine liability!
  • glentoran99
    glentoran99 Posts: 5,825 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    arcon5 wrote: »
    Well in (9) where A is hit by B who is hit by C i'm a little confused as to why between A and B, B is held 50% liable.

    Although these are far from being anything of sunstance! There are many other possibilities which may affect or determine liability!



    Because B was driving too close to A


    Of course their are many variables but its a handy wee guide I thought anyway
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