Can I insure flights bought for us?

OLDFLYBYNIGHT

We are about to purchase single trip holiday insurance, but the flights were bought for us by our son, and we will pay him back when we can.
We've bought pre-flight train travel & hotel with nominal insurance (a couple of pounds), he's paid for the long-haul flights to Australia, we're staying with him, then flying back to UK, and train back home. Obviously we need holiday insurance to cover illness, belongings, etc, but wonder what will happen to the cost of the long-haul flights if we need to cancel.
The flights were purchased with Australian dollars ...
Any advice would be welcomed.
Gill

jonesMUFCforever

I'm not sure, but IMO you cannot insure something that would not have cost you anything should you need to cancel.
As you have said ordinary holiday insurance will cover the rest of your outgoings.

pvt

I don't see why they would not be covered. I presume your son has a receipt that shows how much he paid on your behalf for your tickets. It is of no consequence to your insurer how payment for the flights was effected.

It would be different if he had not actually paid money for the flights, and purchased them with air miles or credit card bonus points.

lisyloo

you cannot insure something that would not have cost you anything

If it's a loan it will cost them something - albeit at a future date.

If you have a high st broker nearby then why not ask them?
Or phone your potential new insurer before taking our the policy. Personally I would ask for it confirmed in an email/writing.