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Disassociation but still connected.

I divorced my ex husband in 2012. I am still on the joint mortgage (taking steps to end that final link), he recently went into arrears which has now decimated my previously very good credit rating. Can I disassociate myself even though I am still financially connected through the mortgage?

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    Experian do state that you may be able to disassociate if you no longer live together and the joint mortgage is the only link. So worth filing in a disassociation form and hopefully they'll be able to do it.

    Not sure about the other agencies but worth a try.

    If the arrears are on the joint mortgage then obviously they'd still impact on your file though.
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  • PaulW922
    PaulW922 Posts: 1,037 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I think you will need to wait until you are of the mortgage altogether
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