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Credit Transfer?
WorkFromHome
Posts: 143 Forumite
in Credit cards
I have £2468.04 on my credit card. I've managed to pay off quite a bit this year to get it to that amount. I've never transferred my credit nor really know how to. Can I transfer it to another credit card with the same company, Natwest, or should I transfer it to my other bank, Barcleys? I need to stop paying £35 a month interest or I'll, never pay it off.
DEBT: 27/12 £4060 :mad: 6/1 £3906 :beer: 15/1 £3756 :T 30/1 £3700 :cool: 7/2 £3911 
19/4 £3108.93 :T 31/5 £3095.12
May Challenge £5 a day: £5.41 / £155 June Challenge £5 a day: £22.25 / £155
WON 2015: £50 Argos voucher, Xbox One, 2 cinema tickets, £10 Amazon voucher
19/4 £3108.93 :T 31/5 £3095.12May Challenge £5 a day: £5.41 / £155 June Challenge £5 a day: £22.25 / £155
WON 2015: £50 Argos voucher, Xbox One, 2 cinema tickets, £10 Amazon voucher
0
Comments
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You need to apply for a card that offers a promotional BT rate. It can't be a card within the same stable.
However, if you're struggling with repayments, then you may not find it easy to get an appropriate card. Perhaps try the soft search facility first.0 -
In addition to zx81's advice above even if you could transfer a balance within the same stable you'd still pay interest as NatWest/RBS no longer offer introductory rates on their credit cards.It's not your credit score that counts, it's your credit history. Any replies are my own personal opinion and not a representation of my employer.0
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