Credit card cash advances

KRB2725

I had a look at my credit report on Noddle yesterday. One of my credit cards is showing a cash advance for £25 in 2013.

I cannot for the life of me think why I would have done this, although that's not to say I didn't!

Are cash advances damaging to your credit profile? I am not intending to apply for credit at the moment - but am hoping in the not to distant future to be in a position to get a 0% card.

I am wondering whether I should try and find out if this really was a cash advance and get my file corrected, or whether it would have little or no impact and therefore can leave it there even if it is a mistake?

Thanks

[Deleted User]

They're generally seen as a negative, though not always. But one from 2 years ago is barely worth a mention.

KRB2725

In that case I won't bother phoning them to find out if it correct or not. It's not something I do, which is why I think the entry is strange but as long as it's not going to have any impact I'll just leave it.

Thank you.

PETIE

Certain other transactions count as cash transactions but are not, such as gambling sites paid for by credit card

pd52

I've got one too from 2013! I went to pay for fuel and the card machines went down, I only had my CC with me, so I had to use the cash point outside. Surely one cash advance won't make a great deal of difference?!

MisterBaxter

A single £25 cash advance two years ago hardly makes you look like you're living on the edge financially; I doubt that it's going to get a second look.